OK I bought my bike and when I was buying the bike they told me I didn't need full coverage insurance... Now they want me to get full coverage... heres my problem they want me to pay a monthly insurance payment that is more than the payment i am making on the bike!!!!! Anybody know any good insurance company's???? fairly cheap........

 

progressive

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by upstatee &raquo;</TD></TR><TR><TD CLASS="quote">progressive</TD></TR></TABLE> works for me

get on the horn and call as many different ins. companies as you can. compare rates and pick the best out of the bunch

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by civic_jdm16 &raquo;</TD></TR><TR><TD CLASS="quote">OK I bought my bike and when I was buying the bike they told me I didn't need full coverage insurance... </TD></TR></TABLE>

So, first the dealership is willing to let you take it home without a motorcycle license, then they lie to you about your insurance - how else are they screwing you? So much for that great deal... then again, its not their job to know the rules, they're just trying to make a profit.

 

Progressive wants about 190 a month thats more than the payment on the bike.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by civic_jdm16 &raquo;</TD></TR><TR><TD CLASS="quote">Progressive wants about 190 a month thats more than the payment on the bike.</TD></TR></TABLE>

Did you even look at the insurance cost before you bought the bike?

 

That's part of owning a super sport, insurance is incredibly high. Also, anytime you have a loan on a vehicle you have to have full coverage.

 

pretty sure it's different state to state, but in cali as long as the bike is under 10k you don't have to have license/insurance to "purchase" the bike, but need endorsement, insurance to ride.. and i went with eastwood $136 a year... hahaha shoulda coulda eastwooda... progressive for my cars though...

 

find a broker that carries mcgraw, $189 (progressive) a mo vs. $32 a mo (mcgraw) no brainer if ya ask me. ive had nothing but ishy rates with progressive

 

i'm paying 50/mo w/ state farm.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by bad-monkey &raquo;</TD></TR><TR><TD CLASS="quote">i'm paying 50/mo w/ state farm.</TD></TR></TABLE>

I'm paying $230/yr with state farm, full coverage... then again I'm over 25 and I've been riding for a few years, and my CBR is an '01.

 

state farm is hot or cold. They either give you an amazing rate, or a shitastic rate. When i first signed up with statefarm they gave me like a 50/mo rate for full coverage. Then they dug a little deeper and found a 10 over ticket from 2.5 years ago and they sky rocketed my rate to a couple thousand a year. They told me that in a few months when the ticket went off my record they would lower the rates again, but i decided i didn't need a moody insurance company, and went progressive.

 

bike-line

 

check with state farm. they were really good with me

 

state farm was the cheapest for me

05 636 45 liability 105 full coverage

I was 18 with 4 points and 2 speeding tickets though. so I think that it was a good price.


Modified by SlowB16si at 4:52 PM 7/26/2007

 

Progressive for me but you should have checked all this before you got the bike. Especially if it was your first anyway because more than likely your going to lay it down.

 

damn $190/ month....I pay $5/month but my bike is slow

 

all state 108.00

 

Start Farm was $48 a month for a 01 F4i

Kinda shoulda looked into this before buying the bike.
Almost all companies you finance a bike through require full coverage because the bike is being but up as collateral

 

How old are you? You should try AAA, if you have your car insured under them you can get a pretty good discount on both your car and bike premiums.

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by mike5809 &raquo;</TD></TR><TR><TD CLASS="quote">Start Farm was $48 a month for a 01 F4i

Kinda shoulda looked into this before buying the bike.
Almost all companies you finance a bike through require full coverage because the bike is being but up as collateral</TD></TR></TABLE>

I don't know a single finance company that will give you a substantial loan for a bike/car w/o full coverage.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by civic_jdm16 &raquo;</TD></TR><TR><TD CLASS="quote">Progressive wants about 190 a month thats more than the payment on the bike.</TD></TR></TABLE>

Tell progressive to gtfo

 

state farm for me

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Etylorcen &raquo;</TD></TR><TR><TD CLASS="quote">How old are you? You should try AAA, if you have your car insured under them you can get a pretty good discount on both your car and bike premiums.

I don't know a single finance company that will give you a substantial loan for a bike/car w/o full coverage.

</TD></TR></TABLE>

I know that if you finance from Suzuki you don't need it. They approve you for the credit card not the bike. You just bike the bike with the card.

 

I have a clean record and State Farm is the cheapest

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by oodie &raquo;</TD></TR><TR><TD CLASS="quote">I know that if you finance from Suzuki you don't need it. They approve you for the credit card not the bike. You just bike the bike with the card.</TD></TR></TABLE>