its been on my head for a couple of weeks now. in the near future, i plan on getting an s2k. the only thing stopping me now is insurance. i want my records to be clean for a year or so and rates to go down.

i was wondering if s2000s were any safer than civics/integras. i mean, i see/hear people buying full coverage for s2000s. is it really necessary? and why not liability? (lets just say you were a very safe driver)

 

even if you are a safe driver, you never know what happens. get full coverage...

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Mr. Nishant &raquo;</TD></TR><TR><TD CLASS="quote">even if you are a safe driver, you never know what happens. get full coverage...</TD></TR></TABLE>

okay. besides the fact that im a good driver. what about it being stolen?

 

theft happens.

does your car matter to you? insure accordingly.

 

You're going to be slitting your throat once someone else hits you w/o insurance and you only have liability

 

imho, if you can't afford full coverage on any given car, you can't "afford" the car.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by llxzxll &raquo;</TD></TR><TR><TD CLASS="quote">imho, if you can't afford full coverage on any given car, you can't "afford" the car.</TD></TR></TABLE>


^^^ i agree!!

 

do NOT get liability.

things happen. Be prepared for them. You are going to regret not getting full coverage, trust me.

 

why would u only want liability on a $20,000+ car lol it doesn't matter if you are a safe driver or the car is safe its the other dumb asses driving

 

oh and insurance is gona be high no matter wat, im 21 and i pay $2,000 every 6 months and ive never had a ticket haa!!

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by S2kGuy07 &raquo;</TD></TR><TR><TD CLASS="quote">oh and insurance is gona be high no matter wat, im 21 and i pay $2,000 every 6 months and ive never had a ticket haa!!</TD></TR></TABLE>

find another insurance company.....

i cannot believe you pay 4k a year.... that is nuts.....

Virginia......must be some state

 

DAAAAAYM

4k yr on insurace? You'd better call that green lizard with the bad accent.

 

i remember paying a good amount when i was around that age, but 4k a year is nuts. Especially for someone that has a clean driving record. Wow!
To the OP, have you shop around about insurances? Have you check out the difference between liability only and full coverage? Had liability on my first 2 cars, and i will tell you one thing. It isnt worth the headache, there's way too many drivers out there that dont have insurance and anything can happen that liability wont cover the car. Not worth the risk!!!! just to save a few pennies every month.

 

I remember reading somewhere on MSN.com that s2000's where among the top 10 of cars most expensive to insure. I think it ranked 7th. One more other thing, if the car has a lien on it, you will be forced to have a certain amount of coverage required by the bank the lien is from.

here is the link to the article

http://articles.moneycentral.m....aspx


Modified by dextR at 4:17 PM 5/21/2007


Modified by dextR at 4:21 PM 5/21/2007

 

yehh i have progressive haha. my friend just got a z and he pays 4k a year also through gmac fin gayness

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by dextR &raquo;</TD></TR><TR><TD CLASS="quote">I remember reading somewhere on MSN.com that s2000's where among the top 10 of cars most expensive to insure. I think it ranked 7th. One more other thing, if the car has a lien on it, you will be forced to have a certain amount of coverage required by the bank the lien is from.

here is the link to the article

http://articles.moneycentral.m....aspx


Modified by dextR at 4:17 PM 5/21/2007


Modified by dextR at 4:21 PM 5/21/2007</TD></TR></TABLE>


well... well... well....

you get an s2k finally and you have some useful knowledge to drop....

hope you are enjoying the new car.....


to the op... he is correct that the bank will require you to carry full coverage if there is a lein on the car.....

they want to get their money back if it gets totaled.....

 

if you own an s2000 or any honda worth a decent amount of money... invest in:

a) GAP insurance (if it's being financed)
b) full coverage insurance
c) good alarm... not a noise maker... something with proximity sensors.
d) seat locks if you own an s2000

here in S. FL at least 6 or 7 members on s2ki have gotten their tops cut and seats/interior stolen, or the car stolen, or something in the last 3 weeks to a month

 

my top got cut open and seats jacked like a week ago if that means anything

 

5500 a yr for a 2003 honda civic 1 ticket and 1 accident in 4 years.

as for insurance for the S, id get full coverage. S seats are pretty high on a car thiefs list, so is slashing softtops.

 

If you cant afford the insurance, why would you own a s2000?

You admitted to being a poor person by making this post.

Plus, since you are a poor person youll probably need a loan to buy an s2k.....youll have to get full coverage in order to have a loan.

I hate poor people.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by M3BimmerBilly &raquo;</TD></TR><TR><TD CLASS="quote">If you cant afford the insurance, why would you own a s2000?

You admitted to being a poor person by making this post.

Plus, since you are a poor person youll probably need a loan to buy an s2k.....youll have to get full coverage in order to have a loan.

I hate poor people. </TD></TR></TABLE>

i hate rich wannabe... bwahahahahahah!!!

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by M3BimmerBilly &raquo;</TD></TR><TR><TD CLASS="quote">If you cant afford the insurance, why would you own a s2000?

You admitted to being a poor person by making this post.

Plus, since you are a poor person youll probably need a loan to buy an s2k.....youll have to get full coverage in order to have a loan.

I hate poor people. </TD></TR></TABLE>

I really hope this post was a joke.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by M3BimmerBilly &raquo;</TD></TR><TR><TD CLASS="quote">If you cant afford the insurance, why would you own a s2000?

You admitted to being a poor person by making this post.

Plus, since you are a poor person youll probably need a loan to buy an s2k.....youll have to get full coverage in order to have a loan.

I hate poor people. </TD></TR></TABLE>

go choke on a ****.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by M3BimmerBilly &raquo;</TD></TR><TR><TD CLASS="quote">If you cant afford the insurance, why would you own a s2000?

You admitted to being a poor person by making this post.

Plus, since you are a poor person youll probably need a loan to buy an s2k.....youll have to get full coverage in order to have a loan.

I hate poor people. </TD></TR></TABLE>

right, and we all hate you.

anyway... about the insurance, my insurance, full coverage with tiny deductibles is still less than half as expensive as was on my teg... go figure that one.. as a matter of fact, my insurance on the s2 is the cheapest i or any of my family members have ever had. my dads grand caravan is higher. wierd.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by M3BimmerBilly &raquo;</TD></TR><TR><TD CLASS="quote">If you cant afford the insurance, why would you own a s2000?

You admitted to being a poor person by making this post.

Plus, since you are a poor person youll probably need a loan to buy an s2k.....youll have to get full coverage in order to have a loan.

I hate poor people. </TD></TR></TABLE>

yeah... expletive those poor people. privileged douche bags FTW!!!