*******New Visa and Mastercard Credit Scam, Becareful.*********
Thread Starter
Honda-Tech Member
Joined: Dec 2005
Posts: 156
Likes: 0
From: Corona, CA
*******New Visa and Mastercard Credit Scam, Becareful.*********
Pass onto Everyone You Know,
****bump this after viewing*****
This one is pretty slick since they provide YOU with all the
information, except the one piece they want.
Note, the callers do not ask for your card number; they already have it.
This information is worth reading. By understanding how the VISA &
MasterCard Telephone Credit Card Scam works, you'll be better prepared
to
protect yourself. One of our employees was called on Wednesday from
"VISA", and another friend was called on Thursday from "Master Card".
The scam works like this: Person calling says, "This is (name), and
I'm calling from the Security and Fraud Department at VISA. My Badge
number is 12460. Your card has been flagged for an unusual purchase
pattern, and I'm calling to verify. This would be on your VISA card
which was issued by (name of bank). Did you purchase an Anti-Telemarketing
Device for $497.99 from a Marketing company based in Arizona ?" When you say "No",
the caller continues with, "Then we will be issuing a credit to your account. This
is a company we have been watching and the charges range from $297 to
$497, just under the $500 purchase pattern that flags most cards.
Before your next statement, the credit will be sent to (gives you your
address), is that correct?"
You say "yes ". The caller continues - "I will be starting a Fraud
investigation. If you have any questions, you should call the 1- 800
number listed on the back of your card (1-800-VISA) and ask for
Security.
You will need to refer to this Control Number. The caller then gives
you a 6 digit number. "Do you need me to read it again?"
Here's the IMPORTANT part on how the scam works.
The caller then says, "I need to verify you are in possession of your
card".
He'll ask you to "turn your card over and look for some numbers".
There are 7 numbers; the first 4 are part of your card number, the next
3 are the security Numbers' that verify you are the possessor of the
card. These are the numbers you sometimes use to make Internet
purchases to prove you have the card. The caller will ask you to read
the 3 numbers to him. After you tell the caller the 3 numbers, he'll
say, "That is correct, I just needed to verify that the card has not
been lost or stolen, and that you still have your card. Do you have any
other questions?" After you say No, the caller then thanks you and
states, "Don't hesitate to call back if you do", and hangs up.
You actually say very little, and they never ask for or tell you the
Card number. But after we were called on Wednesday, we called back
within 20 minutes to ask a question. Are we glad we did!
The REAL VISA Security Department told us it was a scam and in the last
15 minutes a newpurchase of $497.99 was charged to our card.
Long story - short - we made a real fraud report and closed the VISA
account. VISA is reissuing us a new number. What the scammers want is
the 3-digit PIN number on the back of the card. Don't give it to them.
Instead, tell them you'll call VISA or Master card directly for
verification of their conversation. The real VISA told us that they
will never ask f or anything on the card as they already know the
information since they issued the card! If you give the scammers your 3
Digit PIN Number, you think you're receiving a credit. However, by the
time you get your statement you'll see charges for purchases you didn't
make, and by then it's almost too late and/or more difficult to actually
file a fraud report.
What makes this more remarkable is that on Thursday, I got a call from a
"Jason Richardson of Master Card" with a word-for-word repeat of the
VISA scam. This time I didn't let him finish. I hung up! We filed a
police report, as instructed by VISA. The police said they are taking several
of these reports daily! They also urged us to tell everybody we know
that this scam is happening.
Please pass this on to all your family and friends. By informing each
other, we protect each other.
****bump this after viewing*****
This one is pretty slick since they provide YOU with all the
information, except the one piece they want.
Note, the callers do not ask for your card number; they already have it.
This information is worth reading. By understanding how the VISA &
MasterCard Telephone Credit Card Scam works, you'll be better prepared
to
protect yourself. One of our employees was called on Wednesday from
"VISA", and another friend was called on Thursday from "Master Card".
The scam works like this: Person calling says, "This is (name), and
I'm calling from the Security and Fraud Department at VISA. My Badge
number is 12460. Your card has been flagged for an unusual purchase
pattern, and I'm calling to verify. This would be on your VISA card
which was issued by (name of bank). Did you purchase an Anti-Telemarketing
Device for $497.99 from a Marketing company based in Arizona ?" When you say "No",
the caller continues with, "Then we will be issuing a credit to your account. This
is a company we have been watching and the charges range from $297 to
$497, just under the $500 purchase pattern that flags most cards.
Before your next statement, the credit will be sent to (gives you your
address), is that correct?"
You say "yes ". The caller continues - "I will be starting a Fraud
investigation. If you have any questions, you should call the 1- 800
number listed on the back of your card (1-800-VISA) and ask for
Security.
You will need to refer to this Control Number. The caller then gives
you a 6 digit number. "Do you need me to read it again?"
Here's the IMPORTANT part on how the scam works.
The caller then says, "I need to verify you are in possession of your
card".
He'll ask you to "turn your card over and look for some numbers".
There are 7 numbers; the first 4 are part of your card number, the next
3 are the security Numbers' that verify you are the possessor of the
card. These are the numbers you sometimes use to make Internet
purchases to prove you have the card. The caller will ask you to read
the 3 numbers to him. After you tell the caller the 3 numbers, he'll
say, "That is correct, I just needed to verify that the card has not
been lost or stolen, and that you still have your card. Do you have any
other questions?" After you say No, the caller then thanks you and
states, "Don't hesitate to call back if you do", and hangs up.
You actually say very little, and they never ask for or tell you the
Card number. But after we were called on Wednesday, we called back
within 20 minutes to ask a question. Are we glad we did!
The REAL VISA Security Department told us it was a scam and in the last
15 minutes a newpurchase of $497.99 was charged to our card.
Long story - short - we made a real fraud report and closed the VISA
account. VISA is reissuing us a new number. What the scammers want is
the 3-digit PIN number on the back of the card. Don't give it to them.
Instead, tell them you'll call VISA or Master card directly for
verification of their conversation. The real VISA told us that they
will never ask f or anything on the card as they already know the
information since they issued the card! If you give the scammers your 3
Digit PIN Number, you think you're receiving a credit. However, by the
time you get your statement you'll see charges for purchases you didn't
make, and by then it's almost too late and/or more difficult to actually
file a fraud report.
What makes this more remarkable is that on Thursday, I got a call from a
"Jason Richardson of Master Card" with a word-for-word repeat of the
VISA scam. This time I didn't let him finish. I hung up! We filed a
police report, as instructed by VISA. The police said they are taking several
of these reports daily! They also urged us to tell everybody we know
that this scam is happening.
Please pass this on to all your family and friends. By informing each
other, we protect each other.
Honda-Tech Member
Joined: Nov 2005
Posts: 9,872
Likes: 0
From: 805, CA, US
Re: *******New Visa and Mastercard Credit Scam, Becareful.********* (ocboy174)
bump this...
I also got a call from a jason @ "mastercard"...I knew something was up when he said MC because I don't have one! when I told him that's nice but, I don't have an MC he immediatley hung up thumbdown:
to thieves
just so everybody knows, when a credit card company calls to verify a large charge that is normally all they'll ask you about no #s needed.
I also got a call from a jason @ "mastercard"...I knew something was up when he said MC because I don't have one! when I told him that's nice but, I don't have an MC he immediatley hung up thumbdown:
to thievesjust so everybody knows, when a credit card company calls to verify a large charge that is normally all they'll ask you about no #s needed.
Trending Topics
Honda-Tech Member
Joined: Jan 2006
Posts: 5,062
Likes: 0
From: 909 Cali
Re: (wrx-killer-Sti eater)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by wrx-killer-Sti eater »</TD></TR><TR><TD CLASS="quote">dam, good looking out</TD></TR></TABLE>
People are mad shaddy!
People are mad shaddy!
Honda-Tech Member
Joined: Nov 2005
Posts: 9,872
Likes: 0
From: 805, CA, US
Re: (screen_name)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by screen_name »</TD></TR><TR><TD CLASS="quote">bump so ppl can know, this should be stickied.
this aint even as bad as the spring break scam i saw on E! CH</TD></TR></TABLE>
what was the spring break scam?? I heard about it but never got any details.
this aint even as bad as the spring break scam i saw on E! CH</TD></TR></TABLE>
what was the spring break scam?? I heard about it but never got any details.
Thread Starter
Honda-Tech Member
Joined: Dec 2005
Posts: 156
Likes: 0
From: Corona, CA
Re: *******New Visa and Mastercard Credit Scam, Becareful.********* (Tee1)
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Tee1 »</TD></TR><TR><TD CLASS="quote">no credit cards for me!!!</TD></TR></TABLE>
Cash is king
Cash is king
