insurance help
ok heres the story i was involved in a hit and run last sunday called my insurance comp. made the claim and they schedule me this tuesday to bring it to their aprentice or some **** like that lol
well anyways what i really want to do is get the jdm front but idk whats going to happen like how much money im going to get and ****
the damge to my car was not super bad but anyways it looks like i need a new hood,headlights,radiator got bent a little, fender,and front bumper other than that nothing else happen to it
if anyone has had a situation similar to this and can help me in any way ill apreciate it
i went over my policy and it said i had the right to choose the shop where i would like to take my car to and also the parts i want to get
well anyways what i really want to do is get the jdm front but idk whats going to happen like how much money im going to get and ****
the damge to my car was not super bad but anyways it looks like i need a new hood,headlights,radiator got bent a little, fender,and front bumper other than that nothing else happen to it
if anyone has had a situation similar to this and can help me in any way ill apreciate it
i went over my policy and it said i had the right to choose the shop where i would like to take my car to and also the parts i want to get
It all depends on if it's totaled. My DA got rear ended last November, and it really wasn't that bad, but they totaled it anyway. I wanted to keep it, and have them take 250 out of the check I was receiving, but the salvage inspection was so backed up they wouldn't wait that long. Take it to a few different shops...and I'll tell you one thing about it, it's going to be the biggest pain in the *** you've ever experienced.
Take it to one or two body shops of your choice, and ask for an estimate. Most body shops provide free estimates, and they work with your insurance company to get reimbursed for the claim (less your deductible).
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by BacardiBreezer »</TD></TR><TR><TD CLASS="quote">it's going to be the biggest pain in the *** you've ever experienced.</TD></TR></TABLE>
That depends on your insurance company. Some companies are a lot better at dealing with claims than others. But again, if it's not totalled, just let your body shop deal with the insurance company.
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by BacardiBreezer »</TD></TR><TR><TD CLASS="quote">it's going to be the biggest pain in the *** you've ever experienced.</TD></TR></TABLE>
That depends on your insurance company. Some companies are a lot better at dealing with claims than others. But again, if it's not totalled, just let your body shop deal with the insurance company.
thanks man
yea i dont think it is totalled the only thing is i reallly want to get the jdm front
like what i want to know is like the place where they sent me say for instance they tell me its 1200 to fix and then i bring it to a shop of my prefenrence and they quote me a diff price say higher
what would happen?
yea i dont think it is totalled the only thing is i reallly want to get the jdm front
like what i want to know is like the place where they sent me say for instance they tell me its 1200 to fix and then i bring it to a shop of my prefenrence and they quote me a diff price say higher
what would happen?
If the work ends up more than the quote, they would give you a supplemental check. But they would only cover up to the cost of regular parts. If the work is going to be more because you want a jdm frnt end, they aren't going to give you more money.
whal3_p3nis is correct, although I'm not sure that that's what you were asking. Just to answer your question more directly, though...
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by gerbcrx »</TD></TR><TR><TD CLASS="quote">like what i want to know is like</TD></TR></TABLE>
Like did you like know like that you like use the word like a lot?
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by gerbcrx »</TD></TR><TR><TD CLASS="quote">the place where they sent me say for instance they tell me its 1200 to fix and then i bring it to a shop of my prefenrence and they quote me a diff price say higher
what would happen?</TD></TR></TABLE>
If you want to have it fixed at the shop of your preference, let them work it out with your insurance company. All body shops do this. Usually, they will either lower their estimate, or they will get the insurance company to raise their reimbursement; either way, all YOU have to pay is your deductible.
<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by gerbcrx »</TD></TR><TR><TD CLASS="quote">like what i want to know is like</TD></TR></TABLE>
Like did you like know like that you like use the word like a lot?

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by gerbcrx »</TD></TR><TR><TD CLASS="quote">the place where they sent me say for instance they tell me its 1200 to fix and then i bring it to a shop of my prefenrence and they quote me a diff price say higher
what would happen?</TD></TR></TABLE>
If you want to have it fixed at the shop of your preference, let them work it out with your insurance company. All body shops do this. Usually, they will either lower their estimate, or they will get the insurance company to raise their reimbursement; either way, all YOU have to pay is your deductible.
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