Honda Accord (1990 - 2002) Includes 1997 - 1999 Acura CL

Honda Accord Insurance Census

Thread Tools
 
Search this Thread
 
Old Oct 20, 2006 | 08:52 AM
  #1  
EvenStar's Avatar
Thread Starter
Honda-Tech Member
 
Joined: Apr 2006
Posts: 203
Likes: 1
From: Canada
Default Honda Accord Insurance Census

Post your age, which make of Honda Accord you drive + year + type of body chassis, insurance company, monthly payment for insurance, and if you are paying it yourself. Heres mine..

Age:18
Car:1985 Honda Accord 2dr hatchback... not sure which model. LX?
Insurance Company:Triple AAA
Monthly payment:$250
Paying by myself:No (family insurance)


Modified by EvenStar at 11:31 AM 10/20/2006
Reply
Old Oct 20, 2006 | 10:02 AM
  #2  
exratedaccord93's Avatar
Honda-Tech Member
 
Joined: Feb 2003
Posts: 474
Likes: 0
From: Gainesville, VA, usa
Default Re: Honda Accord Insurance Census (EvenStar)

age:22
car: 93 accord ex coupe
company- Travelers
Monthly payment $80

you must have some record to be paying $250 a month for an 85 accord
Reply
Old Oct 20, 2006 | 10:19 AM
  #3  
EvenStar's Avatar
Thread Starter
Honda-Tech Member
 
Joined: Apr 2006
Posts: 203
Likes: 1
From: Canada
Default Re: Honda Accord Insurance Census (exratedaccord93)

I have a clean record... I dont know why the heck my insurance company charges me that much because I'm 18... =/
Reply
Old Oct 20, 2006 | 12:59 PM
  #4  
iam7head's Avatar
Honda-Tech Member
 
Joined: Aug 2002
Posts: 17,222
Likes: 3
From: SoCal
Default Re: Honda Accord Insurance Census (Mr Wonderfull)

it varies way too much depend on the record, location and gender.

it's pretty much useless since you can duplicate the result
Reply
Old Oct 20, 2006 | 04:40 PM
  #5  
YeuEmMaiMai's Avatar
B*a*n*n*e*d
 
Joined: Jun 2002
Posts: 11,712
Likes: 3
From: Bouncing off of the city bus in Saigon
Default

age 37

for my 94 accord it was $60 a month and for my '98 it was $55

for my current car it is $95/mo
Reply
Old Oct 20, 2006 | 06:10 PM
  #6  
exratedaccord93's Avatar
Honda-Tech Member
 
Joined: Feb 2003
Posts: 474
Likes: 0
From: Gainesville, VA, usa
Default Re: (YeuEmMaiMai)

I pay $80 for a 99 grand prix and my 93 coupe.

You need to shop around.
Reply
Old Oct 20, 2006 | 08:41 PM
  #7  
thatasiankidtony's Avatar
Junior Member
 
Joined: May 2006
Posts: 441
Likes: 0
From: sp
Default Re: Honda Accord Insurance Census (EvenStar)

Age:20
Car:1997 Honda Accord SE
Insurance Company:State Farm
Monthly payment: 100.00
Family plan, but I pay my part



Modified by thatasiankidtony at 6:52 AM 10/24/2006
Reply
Old Oct 20, 2006 | 09:28 PM
  #8  
lieu95accord's Avatar
Honda-Tech Member
 
Joined: Aug 2002
Posts: 89
Likes: 0
Default Re: Honda Accord Insurance Census (thatasiankidtony)

Age:21 clean record
Car:95 accord ex and acura legend... full coverage
Insurance Company:state farm
Monthly payment:120
Reply
Old Oct 20, 2006 | 09:51 PM
  #9  
importfanatic17's Avatar
 
Joined: Jan 2006
Posts: 579
Likes: 0
From: Sacramento, Ca, USA
Default Re: Honda Accord Insurance Census (lieu95accord)



Age:18
Car:1995 Honda Accord 2dr coupe EX/4 cyl.
Insurance Company:Triple AAA
Monthly payment:$150
Paying by myself:Yes


Reply
Old Oct 21, 2006 | 08:09 AM
  #10  
standbackimapro's Avatar
Honda-Tech Member
 
Joined: Oct 2005
Posts: 1,393
Likes: 3
From: BRICKTOWN, NEW JERSEY, USA
Default

Age: 18
Car: 1999 Mercury Mountaineer
Company: Travelers
Monthly: $200 ( and thats with 4 Points on my liscense)
Grand parents pay it
Reply
Old Oct 22, 2006 | 10:16 PM
  #11  
Heat's Avatar
Honda-Tech Member
 
Joined: Oct 2002
Posts: 1,573
Likes: 1
From: Springfield, IL, USA
Default Re: (standbackimapro)

There's all sorts of variables, for example I have my house insurance through State Farm so I get a multi-line discount as well as a multi-car discount, but here's what I pay for my auto insurance:

Age: 38
Car: '99 LX
Ins. Co.: State Farm
Payment: $220 every six months ("full coverage") plus $110 every six months for my '93 Volvo (liability & towing only)

And yes, I am paying for it myself. I've been paying my own insurance since before you (EvenStar) were born. By the way, are you paying for comprehensive or collision? On a 22 year old car, you really don't need those, and reduce your liability to your state's minimum (unless you have assetts that you need to protect).
Reply
Old Oct 23, 2006 | 05:41 PM
  #12  
chuckgregory's Avatar
Junior Member
 
Joined: Jun 2006
Posts: 41
Likes: 0
Default Re: Honda Accord Insurance Census (EvenStar)

96 ex accord
19yrs old
~700$ a year
state farm
good student discount and on family deal. thats including being insured on a stingray and a new camry, not bad i dont think
Reply
Old Oct 24, 2006 | 12:16 AM
  #13  
killa rex's Avatar
Honda-Tech Member
 
Joined: Sep 2005
Posts: 334
Likes: 0
Default

2003 Accord V6 Coupe
22 Yrs Old
Viking, switching to Nationwide
$53 a month, Liability & Uninsured
Paying myself
Reply
Old Oct 24, 2006 | 06:46 AM
  #14  
hungtat's Avatar
Junior Member
 
Joined: Apr 2006
Posts: 45
Likes: 0
From: brooklyn, ny
Default Re: Honda Accord Insurance Census (EvenStar)

Age:28
Car:1996 Honda Accord EX 4 Door Sedan
Insurance Company:Geico
Monthly payment:Around $55
Paying by myself:Oh yes
Reply
Old Oct 24, 2006 | 07:07 AM
  #15  
indntechsupport's Avatar
 
Joined: Oct 2006
Posts: 3
Likes: 0
From: Burke, Va, USA
Default Re: Honda Accord Insurance Census (EvenStar)

Age 18
Car: '06 Accord VP
Insurance Company:Farmers
1000 a year.
Reply
Old Oct 24, 2006 | 07:50 AM
  #16  
honda genome
Guest
 
Posts: n/a
Default

to OP, why in the world are you paying full coverage for a 85 car? First of all, you should do some research and see which insurance companies will give you the best rate, at 250 a month you might as well bend over backwards and let them give it to you some more. words of advice, 1. get liability 2. research other insurance companies 3. if liability doesnt lower your rate dramatically, then switch insurance companies that you have researched in step 2.

3. become a happy camper
Reply
Old Oct 24, 2006 | 08:20 AM
  #17  
TheMuffinMan's Avatar
He knows where you live!
20 Year Member
iTrader: (1)
 
Joined: May 2005
Posts: 12,566
Likes: 8
Default

lol funny you guys made this, I'm looking for a new insurance company. I've been on my family's policy and we've got Home and 4 cars insured through Travelers and have been with them for like 30 years and the bastards are going to drop us completely because I got a ticket (19 clean record except for this one).

As of right now Geico looks like what i'll be getting
Reply
Old Oct 24, 2006 | 09:00 AM
  #18  
Heat's Avatar
Honda-Tech Member
 
Joined: Oct 2002
Posts: 1,573
Likes: 1
From: Springfield, IL, USA
Default Re: (TheMuffinMan)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by TheMuffinMan &raquo;</TD></TR><TR><TD CLASS="quote">... As of right now Geico looks like what i'll be getting </TD></TR></TABLE>

For what it’s worth, the reputation that I’ve heard about Geico is that they also will drop somebody after one ticket.

Next time… go to court. Getting out of a ticket is very easy for all basic moving violations (speeding, not stopping all the way at a stop sign, etc). You’ll pay $25 or $50 more than the face value of the ticket and then you may need to go to traffic school, attend a safe driving lecture, or whatever, but then the ticket goes away and the insurance company doesn’t find out about it. Exactly how to get out of a ticket varies from state to state and county to county, and in your case it’s too late now since your insurance company already found out about it.

If it was a DUI, if there was an accident, or anything involving a school bus, then you probably won't be able to do what I described above.
Reply
Old Oct 24, 2006 | 09:10 AM
  #19  
user 931176363637's Avatar
B*a*n*n*e*d
 
Joined: Oct 2005
Posts: 496
Likes: 0
Default Re: Honda Accord Insurance Census (EvenStar)

Its a 93 accord lx. I pay 477 evert 6 months and Im 18. american family, got the good student discount and this packet I had to fill out that dropped it 200 a year. No tickets or accidents.
Reply
Old Oct 24, 2006 | 09:23 AM
  #20  
TheMuffinMan's Avatar
He knows where you live!
20 Year Member
iTrader: (1)
 
Joined: May 2005
Posts: 12,566
Likes: 8
Default

Ah trust me Heat, I DID go to court

19, no other accidents, tickets, etc first one , Reckless granted, took the Driver Improvement Course from DMV the whole nine, I didn't even get the ticket reduced. And insurance doesn't know about it just yet, we called in advance and posed the hypothetical situation haha
Reply
Old Oct 24, 2006 | 01:16 PM
  #21  
Ross 2.0's Avatar
In a Junkyard near you.
 
Joined: Mar 2004
Posts: 5,084
Likes: 2
From: Richmond, Va
Default

1994 Civic DX (dual airbags)
1989 Accord (primary driver)
2002 Isuzu NPR (box truck)
$213 in 3 payments
Points on my record are at nero (no positive or negative)
but with one past moving violation
Reply
Old Oct 24, 2006 | 06:47 PM
  #22  
tommy2005's Avatar
 
Joined: Oct 2006
Posts: 2
Likes: 0
From: Daytona Beach, FL, United States
Default Re: Honda Accord Insurance Census (EvenStar)

Age:20 clean record
Car:2005 honda accord coupe
Insurance Company:AAA
Monthly payment:170
Reply
Old Oct 24, 2006 | 07:40 PM
  #23  
AJ06's Avatar
Junior Member
 
Joined: Sep 2006
Posts: 548
Likes: 0
From: DFW, TX
Default

Age: 19
Car: 95 Accord
Insurance Company: State farm
Payment: TOO DAMN much, but its a family plan and my mom has warrants... lol So it doesnt help. And I help pay for it.
Reply
Old Oct 24, 2006 | 07:49 PM
  #24  
Heat's Avatar
Honda-Tech Member
 
Joined: Oct 2002
Posts: 1,573
Likes: 1
From: Springfield, IL, USA
Default Re: (TheMuffinMan)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by TheMuffinMan &raquo;</TD></TR><TR><TD CLASS="quote">Ah trust me Heat, I DID go to court...
</TD></TR></TABLE>
Wow. Either the judge had a stick up his ***, you pissed him off somehow in court, or what your ticket was for was really bad. Sorry about the situation.

One option for you to reduce your insurance costs would be to carry the minimum insurance required by your state's law (liability only). Especially if you are off on your own (say, college) you don't have any assets to potentially lose, so why carry more than you have to? Just one school of thought.

The other school of thought is that you have a moral responsibility to carry a much larger amount of auto insurance in order to make right any damage you may cause.
Reply
Old Oct 24, 2006 | 10:02 PM
  #25  
No-No's Avatar
 
Joined: Jul 2005
Posts: 29
Likes: 0
From: none, oh, usa
Default Re: (Heat)

Age:25 two drivers same age, marriage discount, child discount
Cars:95 accord ex, 03 crappyrolet cavalier(financed,wifes)
Record: Clean
Payment: 600 every 6 months(cav is full coverage)
decent i think, first ticket and it is gone though
Reply



All times are GMT -8. The time now is 12:45 PM.