Modified by WILD_WILL at 8:55 PM 9/19/2006

 

total price is 28k what was the price of the car?

 

just exactly what i paid, without the navi :D
but i just saw.. i paid $1900 only for the 8-year / 120.000miles warranty first time buyer stupid lol

 

thats crazy, i paid 21k for my Si only extras i got were the fogs.

dont need the navi

 

10% interest... ouch

 

sicck car :D post new pix

 

10% for 72months?!!!!

you should NOT be purchasing a new car

at the end of your finance your paying 34,848 for your si

That is by far the WORST deal i've ever heard thus far

 

485 for a CIVIC!!!! For 6 YEARS!!!!!!!!!!!!!!

WOW. Worst financial decsion ever made

 

Ive read many post about 72 month loan's i am not the first plus its getting payed before 3 years is up i have a chunk of money coming.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by WILD_WILL &raquo;</TD></TR><TR><TD CLASS="quote">Ive read many post about 72 month loan's i am not the first plus its getting payed before 3 years is up i have a chunk of money coming. </TD></TR></TABLE>

Its the rate.... and the time... AND that you put all that money down

You do realize your financing fog lights and lips from honda
all that is added in to your monthly payments
you were better off buying the car stock and taking the 2k u put down to buy the parts outright rather than pay

Whatever $ for the lip kit + install + 10% interest etc

 

Damn, 10 % interest Rate.... WTF ??????????

So after the loan mature, you would have spend $34,848.00 + $2,000 (Down Payment) = $ 36,848.00 for a Civic ????

For that price, I can get an EVO IX from South Coast Mitsu.

Here are the Prices:

Sept. 2006 Pricing

EVOLUTION IX GSR SE $29,999 INCLUDING DESTINATION CHARGE

EVOLUTION IX MR SE $33,999 INCLUDING DESTINATION CHARGE

EVOLUTION IX RS $26,999 INCLUDING DESTINATION CHARGE

EVOLUTION IX GSR $28,599 INCLUDING DESTINATION CHARGE

EVOLUTION IX GSR (BLUE & RED ONLY) $27,999 INCLUDING DESTINATION CHARGE

EVOLUTION IX SSL $31,299 INCLUDING DESTINATION CHARGE

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by pollofrito21 &raquo;</TD></TR><TR><TD CLASS="quote">485 for a CIVIC!!!! For 6 YEARS!!!!!!!!!!!!!!

WOW. Worst financial decsion ever made</TD></TR></TABLE>

Whether one can write a check for the full amount, or money down, then finance or lease for 12, 24, 36, 39, 42, 48, or 60 months; or like WILD_WILL, financed for 72 months, everyone's situation is different. So what may be viewed as negative and not good for you, is not necessarily a bad option for another. Everyone has different circumstances that quantifies their decision-making process. Instead of a negative, I view this as a positive. If he pays his monthly dues on time (no late payments), or even if he decides to sell it before the loan is paid off (then pay whatever remaining balance is owed to the financial institution, family member, friend, etc.), at his young age, he is on the right path to establishing himself and his credit worthiness to future creditors. This is also a significant means to raise his credit score. Next time around, his term will be shorter and interest rate at a much lower rate. There are many young guys/gals here who are still in school, and/or working a full time job to make ends meet. The fact they took on and accepted the responsibility to pay for a new car loan is admirable. If you think $464 for 72 months is long, wait until you have a $6,000/month 5, 7, 10 ARM, or 30-year mortgage. Congrats on your new ride WILL...

 

Aye, Congrats on your new ride WILL! If you think it is worth the payments, then damn, I'm sure it's worth it for you. That's all that matters.

 

Thanks for all the positive and negative feedback SennaPerfected you nailed it with your post that explains how i feel about the purchase. I dont know why people think this is a bad thing i now have a sick si loaded yea i could have bought the kit elsewhere but i chose not too i wanted it to have the factory warrenty. I had no choice with the fog's they already put them on the car plus from what i was told by alot of dealer's honda dosent offer any lower then 7.5 even with insane credit. I didnt want to go through a credit union i dont have that kind of time i needed my car now plus i chose 72 month's so my payments would be lower for now and like i said the car will be payed off in less then half of the loan term. I will not pay close to what the interest look's like right now so take it how you want too.

 

True.. That's exactly what happened, a lot of ppl told me, WTF you paid 25K for a Civic bla bla, and they don't know **** about our little cars... Just do what makes you good
My answer to my friends was: At least I don't drive a Ford. lol
:d

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by WILD_WILL &raquo;</TD></TR><TR><TD CLASS="quote">Thanks for all the positive and negative feedback SennaPerfected you nailed it with your post that explains how i feel about the purchase. I dont know why people think this is a bad thing i now have a sick si loaded yea i could have bought the kit elsewhere but i chose not too i wanted it to have the factory warrenty. I had no choice with the fog's they already put them on the car plus from what i was told by alot of dealer's honda dosent offer any lower then 7.5 even with insane credit. I didnt want to go through a credit union i dont have that kind of time i needed my car now plus i chose 72 month's so my payments would be lower for now and like i said the car will be payed off in less then half of the loan term. I will not pay close to what the interest look's like right now so take it how you want too.</TD></TR></TABLE>

i agree with him ur score will be up just no matter what dont make a late payment borrow money off a friend or family but anything in credit score dont make late payments.. enjoy your new car cheers oh and post new pix :D

 

oh i will thank's all.

 

If i were you I would've waited for the 07 SI....

but congrats...

 

Why i would have gotten very similar rates plus it would have no navi.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by WILD_WILL &raquo;</TD></TR><TR><TD CLASS="quote">Why i would have gotten very similar rates plus it would have no navi. </TD></TR></TABLE>

dont worry i pay $620 a month for 60 months at 6.8%

next time when i go to buy that s2000 i know it wont hurt o much

 

More power too ya they just dont get it !

 

Congrats on the car, I don't care about your financial situation so I won't explain the obvious about the bad deal you got, but here is a bit of advice next time you buy a car.

Think about the total amount you pay for a car. Simply lowering the monthly payments by adding on months only increases the total amount you pay for the car in the end, even though the monthly payments are actually decreasing. The total amount you pay for the car is the only thing that matters, if you have to add months to make your monthly payments, chances are you cant afford the car.

Anyway, good luck and enjoy, you will certainly pay for it.

 

But don't u think buying a car with 10% interest , out of the door is 26,000 is a bit too much ?? i mean common for a civic ??? i guess he has the financial flowing, and even that, noone should be that ridiculous for a lowest rank car of Honda, could have gotten an S2k. That's just my .02c

 

wow no 1 reads the car came out to that after adding all that stuff i posted 1500 for hfp body kit, 500 for fog's, $2000 in tax, 1295 for low jack early warning, base price $22,500 whats so hard to understand plus just tonight i got my interest rate lowerd to a 6.5% for 64 months.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by WILD_WILL &raquo;</TD></TR><TR><TD CLASS="quote">wow no 1 reads the car came out to that after adding all that stuff i posted 1500 for hfp body kit, 500 for fog's, $2000 in tax, 1295 for low jack early warning, base price $22,500 whats so hard to understand plus just tonight i got my interest rate lowerd to a 6.5% for 64 months.</TD></TR></TABLE>

kit is 980, fogs are 200.

all things ur paying 10% ontop of installation AND paying interest ON INSTALLATION

which is what we are trying to tell you

and your paying it on your Taxes too..

always pay your taxes upfront