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Old Sep 7, 2006 | 03:58 PM
  #1  
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Default Insurance question

I currently own an 05 TSX in a manual with navigation and I really love the looks of the new si. My question is what kind of rates are you guys paying per year? My tsx runs me a little over $1000 a year.
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Old Sep 7, 2006 | 04:09 PM
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I doubt you will pay much more then that i only pay 235 a month and i am going on 22.
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Old Sep 7, 2006 | 04:10 PM
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Default Re: (WILD_WILL)

I am 28 going on 29 living in Pa. Keep those comments coming!
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Old Sep 7, 2006 | 05:29 PM
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Default Re: (BRICKHEAD)

depends on where you live I am 21 goning on 22 and am paying 315 a month
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Old Sep 7, 2006 | 06:37 PM
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Default Re: (spoonlongblock)

I get raped on insurance, but I'm use to it by now.

20 yrs old, one wreckless driving ticket $200/ month full coverage - $500 deduct. Progressive. If I were to have bought an 00 ITR I would have been paying $500/month ! one of the main reasons I went with the FG2
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Old Sep 7, 2006 | 06:38 PM
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Default Re: (TRE_)

21 female... clean record. 106 a month
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Old Sep 7, 2006 | 06:45 PM
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Default Re: (. L i z)

I wonder if I got a sex change I could qualify for the realistic insurance rates that all the ladies get?!
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Old Sep 7, 2006 | 06:50 PM
  #8  
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Default Re: (TRE_)

Damn...you guys have some high rates. I am 19 today, have a couple tickets but no points, and I pay about $115 every month. My original quote was about $4000 a year, but I have a 94 civic that I will never drive (beater) and my insurance lady put them both on my policy and made my si a "pleasure" vehicle. I told her that I am driving my Si every day which will equate to a lot of miles and she said that was fine. She is a nice lady and I personally know her, so she is helping me out.
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Old Sep 7, 2006 | 07:20 PM
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Well you got very lucky if your insurance is under your name and your getting that price enjoy it while it last lol.
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Old Sep 7, 2006 | 07:21 PM
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Girls = if you're 21 or older and you have a perfect record + take a defensive driving course + defensive course for females only, insurance companies will start lowering the insurance rate by sometimes 75%. Some get even a lower rate than 75% of the original.
Guys = they will lower your insurance rate if you're 25+ or if you're 21 but married.
If you're young, insurance rates depends on where you live, what type of car you're driving(sedans = cheap on insurance), record doesnt matter that much.
If you're 25+ and have a clean record, then insurance will be lowered.

Got it?
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Old Sep 7, 2006 | 08:01 PM
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Default Re: (Striker_1818)

make it short: if you are a girl, it's cheaper than a boy's
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Old Sep 8, 2006 | 03:06 AM
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I think i pay ~175 for full coverage monthly. Not sure though.
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Old Sep 8, 2006 | 03:18 AM
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I have a full coverage on my Si and 05 CRV with $500 deductible. I only pay $150/mn or $1800/yr with 2 people on the coverage.
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Old Sep 8, 2006 | 03:41 AM
  #14  
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i have 5 points on my license 22 male single i live in the worst place to own a car in the us (hudson county nj) i pay $8,000.00 a year monthly payments are $750.00.........man i`m so jealous of u guys :-(
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Old Sep 8, 2006 | 04:39 AM
  #15  
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Default Re: (N4me (06civicsi))

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by N4me (06civicsi) &raquo;</TD></TR><TR><TD CLASS="quote">i have 5 points on my license 22 male single i live in the worst place to own a car in the us (hudson county nj) i pay $8,000.00 a year monthly payments are $750.00.........man i`m so jealous of u guys :-( </TD></TR></TABLE>

If it is the worst place to own a car, why not move. Seriously, that is alot to pay. When you get to 25 and your record is a little cleaner, the insurance will drop. Make sure you call around for several quotes because I found that my company at the time, didn't give me any breaks. So I told them what another company quoted me and they said they could not match it. I cancelled it in a heartbeat.
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Old Sep 8, 2006 | 05:48 AM
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Default Re: (Si 4 Life)

i pay 880 a year...25 m, no accidents. Nationwide insurance. Full coverage.
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Old Sep 8, 2006 | 05:52 AM
  #17  
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Default Re: (blue rocket)

I'm in ny

went from an 05tsx with navi to an 06 si (without navi) when i got it
and my rates WENT UP 30dollars a year

i pay 2200 a year 26 m , zero points or tickets, no accidents
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Old Sep 8, 2006 | 06:20 AM
  #18  
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Default Re: (Type X)

OUCH. That hurts, I've got 2 tickets, and 1 warning since I started driving, and even 2 windsheild claims (yes, those raised my rates) and a parking lot claim (that did too, stupid SOB wouldn't pay) on other cars, I'm 25 m and my rates are 1200/year on the SI. And I think that's high...

My S costs me less, but I've had it since June 05 and it has &lt;6000 on the clock, so its limited use...
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Old Sep 8, 2006 | 07:35 AM
  #19  
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Default Re: Insurance question (BRICKHEAD)

i only pay $100 a month for full covereage on the si, liability on the teg, and renters insurance on my apt plus me and my husband have a million damn tickets

USAA FTW
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Old Sep 8, 2006 | 07:38 AM
  #20  
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Default Re: (blue rocket)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by blue rocket &raquo;</TD></TR><TR><TD CLASS="quote">i pay 880 a year...25 m, no accidents. Nationwide insurance. Full coverage.</TD></TR></TABLE>

That is who I used to have.

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Si 4 Life &raquo;</TD></TR><TR><TD CLASS="quote">When you get to 25 and your record is a little cleaner, the insurance will drop. Make sure you call around for several quotes because I found that my company at the time, didn't give me any breaks. So I told them what another company quoted me and they said they could not match it. I cancelled it in a heartbeat.</TD></TR></TABLE>
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Old Sep 8, 2006 | 07:43 AM
  #21  
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From: boston, ma
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23yrs old full coverage. 300 deductible 1289 exactly figure for the year... Athol MA
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Old Sep 8, 2006 | 08:56 AM
  #22  
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Default Re: Insurance question (BRICKHEAD)

Im 20 almost 21 and i pay 1080 for 6 months and a dropped a 300 down so maybe around 150 a month for full coverage works for me. With allstate NY.
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Old Sep 8, 2006 | 12:55 PM
  #23  
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Default Re: Insurance question (AlabasterSI)

Thank you all for your replys. I have state farm because I had to go with them because of motorcycle insurance but I am selling my bike and will have only one car. I have no points or no tickets either.
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Old Sep 8, 2006 | 02:13 PM
  #24  
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Default Re: (Gilgamesh)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Gilgamesh &raquo;</TD></TR><TR><TD CLASS="quote">OUCH. That hurts, I've got 2 tickets, and 1 warning since I started driving, and even 2 windsheild claims (yes, those raised my rates) and a parking lot claim (that did too, stupid SOB wouldn't pay) on other cars, I'm 25 m and my rates are 1200/year on the SI. And I think that's high...

My S costs me less, but I've had it since June 05 and it has &lt;6000 on the clock, so its limited use...</TD></TR></TABLE> man i`d give my left nut 2 pay 1200 a year for full coverage....with what i pay for my car and insurance its like a small mortgage :-( i`m trying 2 move but its tuff i want 2 buy a house
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Old Sep 8, 2006 | 03:27 PM
  #25  
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Default Re: Insurance question (BRICKHEAD)

Old man here. 47 and pay $142 a month for the 2006 SI and 1995 26' Jamboree Searcher RV.
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