Hey guys..i just sold my hatchy on ebay and already got the 6gs plus the money ill be saving up till the end of May I should have 11-12gs for the s2k.. I set my mind and color on the new laguna blue pearl...I will have a good chuck on money to put down but i want to do some upgrades... My main upgrade I want to do is buying a hardtop..but only hardtop iam considering is the mugen one..but I rather put a good downpayment then buying a mugen hardtop..i rather pay less monthly..but what iam considering to do is buying the OEM hardtop with the discount I get since iam buying the car there, and selling it immediatly and get that money and putting it towards ordering a mugen one..keep in mind I have to put at least 9-10 g's downapayment in order for honda to finance me without having to have a co-signer...so with that said, I can "buy" the oem hard top..sell it...get the money and add another say 800 bucks to buy the mugen top and paint it and iam set..so its like iam financing the mugen hardtop... but not sure if iam doing the right thing..or if anyone is willing to buy a new laguna blue hardtop...and for how much...give me some ideas..thanx again

 

put all that money on an s2000, and get a credit card with 0% apr for the 1st year and charge the Mugen top

 

credit card is a bad idea ... you gonna end up in debt ... save then spend is way to go ... modding car has no ending then you just gonna end up maxing out your credit card .. people tend to think that way ...

thats why i bought all my parts cash ... even my car itself ... NOT bragging just saying ...

 

put all your money for down payment so you have lower APR ... get to know the car first and enjoy it ... think of modding it later on when you can afford it

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by FR-MOB: Jerk &raquo;</TD></TR><TR><TD CLASS="quote">save then spend is way to go ... modding car has no ending then you just gonna end up maxing out your credit card ..

put all your money for down payment so you have lower APR ... get to know the car first and enjoy it ... think of modding it later on when you can afford it

</TD></TR></TABLE>

 

ok...kool...you guys are right...lower APR is a smart idea not to mention I will be lowering the monthly payments...I just figured if i use all the money for the S its going to take me longer to get the parts I want for it... but one thing that convince me was what Fr-mod wrote...getting to know the S first..yeh ur right..thats what ill do..save up like i said 11-12gs and putting at least 11gs down and save 1 for emergencies.......thanx

 

buy the car first then worry about a hardtop.

if your making a thread about affording it, you probably can't. i know i can't

dont worry not many people have 6k's laying around to put on a car.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by FR-MOB #4: Jerk &raquo;</TD></TR><TR><TD CLASS="quote">credit card is a bad idea ... you gonna end up in debt ... save then spend is way to go ... modding car has no ending then you just gonna end up maxing out your credit card .. people tend to think that way ...

thats why i bought all my parts cash ... even my car itself ... NOT bragging just saying ...</TD></TR></TABLE>

i agree, but my job situation and pay won't alow me to pay cash for anything. i pretty much charge everything, but i know where my limits are and when to stop.

right now i stoped, i can't buy anything for about 2-4 months

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Francesco &raquo;</TD></TR><TR><TD CLASS="quote">

i agree, but my job situation and pay won't alow me to pay cash for anything. i pretty much charge everything, but i know where my limits are and when to stop.

right now i stoped, i can't buy anything for about 2-4 months </TD></TR></TABLE>

i'm in the same position you're in. i just paid off 3g's with my last bonus check. i won't charge anything again. right now i'm just trying to sell the Quad, get about 3g's back for that then boost. i need boost by july =\... i need Dang to jump in on this one... any news yet? pm me

 

Only thing I buy with the CC's are maintenance items. Tires, brakes, fluids. Parts come from cash. If you can't buy parts with cash, you shouldn't. Being in debt for a set of blinging wheels doesn't qualify as bling, because the **** belongs to the bank, not you.

 

Paying in cash usually gets you a discount if you know where to go. (ie. no tax, dealer prices, homie hookup prices)

 

I do have the money to pay cash for the mugen hard top and painting it..thats for sure..its just I guess having a lower monthly payment would be better off then buying parts for the car...but i agree...buying parts cash is better...if not..like one said..its the bank who owns it.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by FR-MOB: Projekt &raquo;</TD></TR><TR><TD CLASS="quote">Paying in cash usually gets you a discount if you know where to go. (ie. no tax, dealer prices, homie hookup prices)</TD></TR></TABLE>

for you it does.

here in NJ we have nothing around, everything is ordered on the phone and i have to give a CC number or mail a money order out. I don't trust mailing out to companies, so i rather give the #'s.

 

You may not even WANT a hardtop. Get the car, find out on your own what weak points you'd like to address and then start making decisions.

I love the look of a hardtop but if I had one, I would never put it on... I like putting the top down too much.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by camera obscura &raquo;</TD></TR><TR><TD CLASS="quote">You may not even WANT a hardtop. Get the car, find out on your own what weak points you'd like to address and then start making decisions. </TD></TR></TABLE>


your right about that part..i might not even like it but with the heat miami gets, Iam going to be leaving the soft top up for most of the year so might as well have it hardtop...but good point.

 

well i kindda do mind...but since ill be buying my s2k soon...ill be visiting this site more offten and dont have to start off on the wrong foot... I sufferd a motorcycle accident last year in August, and it so happend to be a very known company that hit me or should i say $$$...I havnt received money from the accident..that takes a while..but I already sign the papers for the company to pay for my bike..they ended up paying me more then what its worth sooooo i have extra money...i dont have the money of the bike yet....i sign it 2 weeks ago and my laywer said in 3 weeks it should be here..pushing it 4 weeks...so anytime soon it'll be here...plus the money iam saving up..i will have a nice downpayment..my credic if awsome now..considering they paid off my bike..so its off the charts..and my age..iam 21...iam a marine mechanic so i get paid pretty good..but the cars not going under my name..its going under my moms...lower the insurance price..and ill just pay off my mom monthly..and yes i will be getting a new S...only 4 more weeks till i get it...

 

may which is almost june which is almost summer. i'd say save the money and enjoy the summer with the top down and then at the end of the summer when you have more money decide what you want to do.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by FR-MOB #4: Jerk &raquo;</TD></TR><TR><TD CLASS="quote">credit card is a bad idea ... you gonna end up in debt ... save then spend is way to go ... modding car has no ending then you just gonna end up maxing out your credit card .. people tend to think that way ...

thats why i bought all my parts cash ... even my car itself ... NOT bragging just saying ...</TD></TR></TABLE>

haha thats when responsibility, self control and budgeting comes in.

i did the same thing as you, in fact i just got my first credit card recently! havent used it yet though lol. save and spend is safe. its tough at least for me, to just save up 3 G's thoughj

 

ive already decided iam not going for the hardtop till later..i want to get use to the car now and just enjoy it stock..then down the road get my hardtop..

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by jjdmcrave &raquo;</TD></TR><TR><TD CLASS="quote">ive already decided iam not going for the hardtop till later..i want to get use to the car now and just enjoy it stock..then down the road get my hardtop..</TD></TR></TABLE>

yea dude riding top down is fu as ****, enjoy it while you got it.

 

I have never had a credit card. I just keep saving and saving, I kinda of a cheapskate, but what do you expect?

 

Rolling on the Seibon CF Hardtop... no complaints. good luck...

 

Get the car as cheap as you can first (if that includes the OEM hardtop, then so be it). Enjoy the car, especially with summer here. Pay the car note down as best you can, or pay it off. Sell off your OEM hardtop. Then start modding. The only time I'd get the hardtop before paying the car off is that if the soft top got slashed in a theft attempt. I'd let insurance take the hit on a hardtop.

BTW, if you get the an extreme quality mod when the car is mostly stock, it starts from something like this:



And ends up being something like this:

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by FR-MOB #4: Jerk &raquo;</TD></TR><TR><TD CLASS="quote">put all your money for down payment so you have lower APR ... get to know the car first and enjoy it ... think of modding it later on when you can afford it </TD></TR></TABLE>

Agreed!!

 

wow..nice S...well ill just keep the soft top for this summer since it gets hot here...and hardtop once winter kicks in..like in Decemberish