Those of you who have an EG Civic, what type of insurance do you have on your vehicle and who are you with?

Currently I'm with Geico and I have just basic coverage, no comprehension or collision but that's about to change, I think. I also have an EK 2000 Civic with 1k deductable on both and my car just got stolen and recovered so I'm paying out the ***. I regret this decision and I am changing insurance companies and I am putting my deductables at $50 for comprehension and $100 for collision respectively.

Now with my EG, I plan to just get comprehension since these cars get stolen like mad here in Hawaii. I realized I am susceptible to being preyed upon in regards to having my **** stolen.

I plan on putting a $50.00 deductable in case my **** gets stolen. I figure the collision ain't worth it because they would just junk my **** anyway no matter what. The blue book value for this car is probably around $3000.00 max anyway.

Ok, so, who has full coverage on their EG and what do you pay?

Do you feel it is worth it to have full coverage on a 1993 Honda Civic?

 

Modified by CardDealer at 2:33 PM 11/16/2006

 

if u don't have full coverage, what are u gonna do if ur car catchs fire? gets vandalised? hail damage? tornado? u can't claim anything. its worth it to me.

 

full coverage for me. after getting my turbo BUILT b18c1 setup stolen from me.

i only had liability cause i was a poor student

man that sucked

 

i have a '94 hatch Si with full (still owe on the loan) and i pay just over $1,100 every 6 monthes, but i have 11 points so that dosn't help

 

I have State Farm and pay $108 a month with a clean driving record (no points) for full coverage 100/300/100 with uninsured motorist, stampedes of elephants, alien space crafts falling from the sky, God himself laying the smackdown on my ****... Oh yeah, rental car coverage too! All this in SoCal no less!!

 

damn, full coverage on my 94 cx hatch is like 70 something a month.

 

Yeah but I upped my limits pretty high and I forgot to mention I have a $250 deductible. And it's in SoCal, the stolen car hot spot on the west coast!

 

Modified by CardDealer at 2:33 PM 11/16/2006

 

I only have the basic package because with farmers, absolutely NO aftermarket parts are covered under any insurance they offer (it's the same or limited with most other companies too).

 

okay let me tell you a quick story.

friend had a 96 hatch

b18c
rota's
skunk2 manifold
itr headers
itr interior
carb hood
ctr componants

all gone in a matter of seconds. liability onlygets nothing

full coverage on my sol for 100 a month
covering my ***