i have a few questions...

how old are you?
what year GSR?
Driving record?
and monthly insurance payments?

just curious before i go check out insurance totals tomorrow.

<---19, male, clean record, 00GSR

 

hahhah good thing ur not in jersey.

24 male
01 gs-r
one accident/no tickets
4800 a year. trust me this is the cheapest ive found. ive called everywhere


[Modified by Nighthawk GS-R, 12:54 AM 3/13/2002]

 

26
1999
6 wrecks / 2 tickets (non-moving violations) *prior to my GSR*
$118.60 / month

 

Damn it sucks to be me....

I have no wrecks and a couple of tickets, but no points and i pay $192 and im under my parents - im only 19

 

I hope you are kidding. Why are your rates high in NJ BTW?

 

i **** u not!! have u seen how many cars have been getting stolen around this state, not to mention insurance fraud

 

good thing you're not in vegas either
20 female
00 gs-r... clean driving record
$200/mo. under mom's name
if my boyfriend were to own the car (we got it quoted)
$450/mo.... 21 yr. old male, clean driving record.

 

when i got my gs-r
i couldnt get a quote for less than double my car note.... now i pay 800 per yr
heres a trick you guys should know tho....
get the state minimum on coverage...and the higest deductable
low coverages = less payout higher ded = lower payout
lower ammnt of assumed risk = lower rate

 

18 yrs old
'95 GSR (full coverage) under my name
no tickets/ 1 accident (chipped the paint)
$3200 a year or $248.16/mo

 

18
98 gsr
1 accident = total loss & 3 tickets (none speeding)
610 premium with mercury/ais

 

Trust me when I say Jersey rapes you on insurance. I think it's one of the highest states. I'm still insured under Oregon (until my tabs expire) for that reason. And to answer your questions:

24 yr old male
00 GSR
1 accident/no tickets the last three years
$1850/yr

 

23 yr old male
95 GS-R
1 accident @ 17, and 1 speeding ticket late last year doing 22mph over
$1200/yr

 

northern nj

red 98 gsr
26 years
128 a month

nj insurance sucks

 

17 years old
94 Black GSR
clean record
$145 a month

 

Jeez, and I thought I paid high premiums!

24
1994 sedan
One 85 in a 70 speeding ticket over 2 years ago.
$650 for 1/2 year. In San Francisco too!

 

another important question to be asking is where the person is located... i don't have a gsr, but when i moved from a "suburb" to downtown chicago, my rates were to go up more than 20%, so i had to shop around for a different insurer. luckily state farm continues to give college graduates the "good student" discount until age 25. at that point, males leave the really risky demographic and rates drop. the previous insurance company pretty much wanted to hang me out to dry for years 22-25.

good luck,
phil

 

while this will lower your rates, you have to remember why you are purchasing insurance... to protect yourself from financial responsibility if someday you are involved in a serious accident. if the other party's medical bills exceed your coverage, they can come after your personal assets. of course the likelihood of this happening is rather low, but nonetheless, that's what insurance is for.

similarily, having a really high deductible can hurt when you have to repair your own car and have to pay that amount yourself.

-phil


[Modified by Philbert, 7:58 AM 3/13/2002]

 

Age: 17
Car: 1994 GS-R Sedan
Driving Record: Spotless...no tickets, no wrecks, not one claim
Insurance Payments: $1350 / 6 months ($225 / month)

I get screwed too...

 

24, male, single
2000
Past 36 months: 2 accidents, 4 tickets
Monthly pymt: $180

 

27
married (this helps rates)
home owner (also helps)
0 points
1150 per 6 months
for the cars in my sig and my wife's Altima

 

Age 30
95 GSR and 93 Corolla (wifes car)
GSR One speeding ticket, no accidents. Corolla no tickets, no accidents

1100/year for two vehicles (full coverage) Unbelievable. USAA insurance

 

age 24
94 gsr
two speeding tickets, just got a brand new engine due to an unfortunate water hazard

800/year

state farm insurance

and get this....
it'll go down this year when i turn 25 and get married

hows that for good rates?



[Modified by yaksplat, 12:42 PM 3/13/2002]

 

StateFarm insurance
California
31yrs old
1999 GSR
almost perfect (1 ticket)
209/month (includes 1998 Ninja ZX6-R and my 1999 GSR)

 

ok I'm NOT trying to sound like a dick but asking us will be useless because we 1)live in different areas, 2) are different ages 3) have different driving records, 4)have different types of coverage 5) probably are going w/ different companies, 6)crime rates/theft rates, accidents, etc... are different everywhere...

w/ that said.. for an ACCURATE quote for you.. call your insurance agent and discuss what type of car, coverage, deductables, and premiums would apply for you, your driving record, your geographic area, etc...

w/ that said.. i'll answer your question... but it will have little relevance to you unless your age, location, vehicle, driving record, insurance company, claims/accidents history, coverage amounts, etc.. match mine.. seriously im not trying to be a dick.. but if you want an ACCURATE idea/estimate.. go talk to your agent..

24 yrs old/male
95 GSR (w/ some quote "premium" aftermarket coverage)
tainted driving record
$3600/year (i pay every 6 months).. I have full coverage + uninsured motorist (hey i live in so cal.. where A LOT of dumbasses dont buy insurance.. OR only buy it for a month or 2.. so they can get a DMV renewal.. then cancel their policy) and insurance coverage for my mods...

 

18
Georgia
state farm
2 reported accidents
95 gsr
1 speeding ticket/3 warnings
$270/month $1000 deductable-full coverage