im not sure if this is the right place to post this but its regarding an itr...

i live in new york and the itr im lookin at is in maryland...its about a 4 hour drive and i dont want to make 2 trips...does anyone know about "temporary tags" from dmv? i dont want to go to maryland with the money...get the title signed over then come home, get insurance cards then go to dmv and get plates and then take another 4 hour ride to maryland...please help, thanks

 

You can most likely pre-arrange the insurance coverage if you have the VIN.
Not sure what you'll have to do about the plates, but you should be able to get some type of temporary plates if the local DMV where the car is located is open and you can transfer the title, etc.

 

so i can most likely get temp plates if i go to a dmv where the car is located?

 

are you purchasing the vehicle from a dealership or is it a private seller you are buying from?

You may be inquiring about an interstate temporary permit (temp. tags). Check the DMV site for both states.

http://www.nydmv.state.ny.us/index.htm

 

private party

 

just go there, buy the car and drive it back home and register it. if you get pulled over along the way show the cop the title and tell him you just bought the car and you're driving it home. the car is still covered under the previous owner's insurance for a short period of time

 

What I've done for all the cars I've bought is call insurance right before you buy it and tell them the VIN and from then on, it will be insured. Then I would use a set of plates from a different car and just drive home super-safe, making sure not to get pulled over. Its even better if you have whoever came with you drive right behind you, that way a cop wont just roll up behind you and scan your plates.

I would be glad to abide by the law and get temporary plates, but from what I remember, they are a major pain in the *** and not worth it. As long as you have insurance, thats whats really important.

 

well my father is a police officer and he said he doesn't want to use plates from one of his cars b/c he doesn't want to get in trouble..anyways i guess ill call dmv tomorrow and see what they say

 

in my state, the buyer has to go to the dmv and get a temp tag to be able to drive it. this makes it impossible for people coming in on a weekend to buy a car. some things just arent practical to do by the book. each state will be different tho,

when i purchased my car from OK, the tag goes with the car, so i didnt have to worry about getting a temp tag at all. for my crx i bought in the state, i just used the sellers tag to get home and gave it back to him later.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by ITB &raquo;</TD></TR><TR><TD CLASS="quote">the car is still covered under the previous owner's insurance for a short period of time</TD></TR></TABLE>

I find that extremely difficult to believe, but I guess anything's possible. So what you're saying is, in your state, if the buyer gets into a horrible accident while driving the car home, the seller's insurance pays? I take it the seller's insurance premium would then go up if a claim is filed and paid by his policy? If the seller's insurance can't cover the size of the claim, is the seller personally responsible for the remainder?

Which state are you talking about that has this law on the books?

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by ITB &raquo;</TD></TR><TR><TD CLASS="quote">just go there, buy the car and drive it back home and register it. if you get pulled over along the way show the cop the title and tell him you just bought the car and you're driving it home. the car is still covered under the previous owner's insurance for a short period of time</TD></TR></TABLE>


DON"T DO THIS.
You never know if he cancelled his insurance, or if it is only liability or he could turn on you if something happened to the car. If you want to buy a car 4 hours away(with the R you might nbot have much choice) you need to:

Make sure you want it
activate the insurance in your name
get temporary tags from your state
transfer the title
get an inspection
get real tags

The only problem I found with this is that you aren't supposed to drive temporary tags out of state usually.

 

I suppose that each insurance company may have different policies, but State Farm allows you up to 14 days of immediate coverage before you have to report the new car to them.

It used to be 30 days, but I just reveived a notice in the mail that they changed the time allowance to 14 days.

hope this helps some.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by ITB &raquo;</TD></TR><TR><TD CLASS="quote">just go there, buy the car and drive it back home and register it. if you get pulled over along the way show the cop the title and tell him you just bought the car and you're driving it home. the car is still covered under the previous owner's insurance for a short period of time</TD></TR></TABLE>

Pyrus DONT Do this, You live in LI, you have to go through Jersey to get back, If you get pulled over w/o temp plates (they act as temp registration) the state police will tow your car for no registration.

I bought my R from PA from a private seller, the way they do it in PA is they go to a notary and the notary was able to issue temp plates. Check with your seller if this is customary in MD as well.

Showing a cop in Jersey your title with any other combination of papers, but lacking temp plates will result in your car being towed.

Before driving your R home make sure you've contacted your Insurance Co to add your new car to your policy, better to have your temp insurance card with you driving back home. No need to take dumb risks and getting in trouble with cops.

Hope this helps.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by itr341 &raquo;</TD></TR><TR><TD CLASS="quote">
The only problem I found with this is that you aren't supposed to drive temporary tags out of state usually.</TD></TR></TABLE>

Right on, check if you can get out of state temp tags. I still have my old ones, I'll check what they say when I get home tonight.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by tommymoose &raquo;</TD></TR><TR><TD CLASS="quote"> Then I would use a set of plates from a different car and just drive home super-safe, making sure not to get pulled over. Its even better if you have whoever came with you drive right behind you, that way a cop wont just roll up behind you and scan your plates.

they are a major pain in the *** and not worth it.</TD></TR></TABLE>

Hey Tommy sup man,

Just FYI, when you do get pulled over with plates from your other car = trouble. Congrats you just earned a ticket. Your plates are registered to your other car, when they check those plates and see you tried to screw them over, police wont hesitate to slap you with a ticket for illegal plates. Temp tags are totally worth it..unless you like getting tickets for dumb things again. You're already paying how many K's to get an R.. spend another $40 for temp tags and drive home without worries

 

the best way is to just get a friend who has a truck and u haul it.. makes everything easy.. ive done it so i konw

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Batoutahell &raquo;</TD></TR><TR><TD CLASS="quote">I find that extremely difficult to believe, but I guess anything's possible. So what you're saying is, in your state, if the buyer gets into a horrible accident while driving the car home, the seller's insurance pays? I take it the seller's insurance premium would then go up if a claim is filed and paid by his policy? If the seller's insurance can't cover the size of the claim, is the seller personally responsible for the remainder?

Which state are you talking about that has this law on the books?</TD></TR></TABLE>

Actually... If the buyer has an exsisting Auto Ins policy in his name for full cvg a new car is covered for up to ( I think) 30 days. It does not mean you can drive around without an Ins ID card, but for buying a newly accuired car I'm 90%sure you are covered.

Please check with your local laws and Insurace agent/broker.

 

Rob, you're right about buyer's policy coverage. My incredulous/sarcastic comments were directed at the statement above that the seller's policy covers the buyer.

 

Can't you just give the VIN to your ins company and throw a month of insurance on it? I've done that before with state farm, **** they didn't even have to see the car with full coverage.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by ITR 1102 &raquo;</TD></TR><TR><TD CLASS="quote">I suppose that each insurance company may have different policies, but State Farm allows you up to 14 days of immediate coverage before you have to report the new car to them.</TD></TR></TABLE>

Why everybody doesn't just have State Farm is beyond me. Every time I shop around for insurance, State Farm is always several hundred dollars/year cheaper than anybody else, and that includes Geico and Progressive.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by George Knighton &raquo;</TD></TR><TR><TD CLASS="quote">Why everybody doesn't just have State Farm is beyond me. </TD></TR></TABLE>

You're kidding, right?
But I digress ....

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by zygspeed &raquo;</TD></TR><TR><TD CLASS="quote">But I undress ....</TD></TR></TABLE>

Dude, not infront of the children!

 

I have USAA. When I bought my car, I drove to Jersey to pick it up, called my ins gave them the vehicle info and drove home with just the title and bill of sale. USAA insured me on the spot.