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How much you pay for insurance??

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Old Mar 7, 2002 | 12:44 PM
  #1  
Briman2021's Avatar
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Default How much you pay for insurance??

I am looking at getting a motorcycle, I will take safety classes and all fo that stuff too. I am 16 years old, and I am looking at a Kawasaki Ninja 500, as you guys recommended.

I live in minnesota if that helps, I haven't been in any car accidents or gotten any tickets, also, I am a B+ or A- average student.

Thanks!!!

About how much do you think I would pay for 8 months or insurance a year. 8 months b/c i would store it in the winter.


[Modified by Briman2021, 9:45 PM 3/7/2002]
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Old Mar 7, 2002 | 12:53 PM
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freaker's Avatar
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Default Re: How much you pay for insurance?? (Briman2021)

A little under $700 a year for full coverage on my gsxr 750. I am 27 with a shatty driving record.
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Old Mar 7, 2002 | 06:29 PM
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falcongsr's Avatar
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Default Re: How much you pay for insurance?? (freaker)

i pay 800/yr under 25 full coverage $500 deductible, but my bike has no plastic around engine.

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Old Mar 8, 2002 | 06:59 AM
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Default Re: How much you pay for insurance?? (Briman2021)

How much do you guys have on the medical portion of your insurance. I had heard of riders putting a million dollars under medical just in case....
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Old Mar 8, 2002 | 09:37 AM
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freaker's Avatar
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Default Re: How much you pay for insurance?? (FourDoorGSR)

I think i have 500,000 on mine. Like you said, just in case.
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Old Mar 8, 2002 | 10:43 AM
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Default Re: How much you pay for insurance?? (Briman2021)

I think your better off with a car expense wise. Bike insurance is going to be high, maybe higher than a small car payment AND car insurance. Depends a lot on the insurance company though. It pays to shop around, some are cheap and don't pay some are high and don't pay claims.


[Modified by figment, 1:44 PM 3/8/2002]
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Old Mar 8, 2002 | 01:02 PM
  #7  
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Default Re: How much you pay for insurance?? (Briman2021)

I paid $235 for a year, bare minimum coverage.
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Old Mar 8, 2002 | 01:04 PM
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kevie88's Avatar
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Default Re: How much you pay for insurance?? (RioNinja)

I paid 250CDN a year , all in for my R1.. Mind you I can only ride 6-8 months a year!
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Old Mar 9, 2002 | 02:25 PM
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PM-Performance's Avatar
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Default Re: How much you pay for insurance?? (figment)

i pay like $200 a year, i have minimums i thinkand im only 21 . but i got alot of speeding tickets from my car. i go thru progressive
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Old Mar 9, 2002 | 05:09 PM
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figment's Avatar
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Default Re: How much you pay for insurance?? (the real steve c)

the duc's are typicly owned by more mature people. thats the reason. Ya dont see many ducs on one wheel@90+
now 223 for full coverage on my Ducati 748S.

Go figure.
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Old Mar 9, 2002 | 10:04 PM
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figment's Avatar
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Default Re: How much you pay for insurance?? (the real steve c)

yeah they're not set up to be wheelie monsters. But they cost a lot compared to Hondas and Yammies, so people tend to treat them better and are typicaly older riders, at least that has been my experience.
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Old Mar 13, 2002 | 05:30 AM
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Default Re: How much you pay for insurance?? (figment)

god damnit . i just got my renewal and it went up to $339 from like 224. im pissed.
they said rates went up in pa . so they needed to stay competitve. .. . bunch of A holes
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