well guys i made this thread 2 get ur guys help.....i got into an accident like a week ago.... my 96 dx converted 2 a 2000 si was declared a total loss 2day on the 30th....she told me monday or tuesday she will tell me how much they giving me....they came a couple of days ago and took piks of the car....now my question is will they take my car as it is or can i take out my motor....they took piks so what can i do.... i have an lsvtec inside and dont wanna lose that.....ill lose everything but my motor cuz its going in watever car i buy.....wat should i do? is there sumthing i can say 2 keep the car even tho its total lose....theyll prolly give me less money if i keep the car....can i just take it out? ill appriciate it for any help....thanx

 

Ask about buying it back.

 

Good question!!! I think you have to buy it back, I doubt they'll give you cash for the car and let you keep it. Just buy it back and part it out. Make more money on it that way anyways.

 

insurance companys usually never let you take parts from the car if they total it, except stuff not noticed, but my friend the motor is pushin-severly. you do have the option to buy it back, and probably cheaper than all hell, since you were the owner you get furst dibs, im gessin around 700-800, but if you dont buy it back once its gone, its gone some ricer will see it and nab. i would suggest buyng it back, and parting out everything except what you wanna keep.

 

thats the thing if i buy it back i wont be able 2 sell it cuz it will be a total loss.....i have reciepts for my motor can i still keep it? i paid money for my motor........

 

When my 93 honda delsol got totalled I bought it back for $390 and they gave me $4800 for the car. I ended up stripping everything I could off of it and then selling the car to a junk yard just to get it outta my front yard. I'm sure you'll be able to buy it back for relatively cheap. Just do it before they take it away, cause once it's gone it's gone and you can't get anything off of it. Good luck

 

Buy that **** back.

 

talk to the insurance company none of us can help u, let them know whats up and see what they do in these situations

 

will i always have the option of buying the car back or will they just take it....i have a 96 civic coupe dx.....and my whole front is crashed and chassis bent....how much u think ill get or how much wood it be 2 buy it back?

 

Look at it this way. When the "total" the car, they are buying the car from you based on what it will take to buy another just like it. That means they own the car and everything on/in it. You can then buy it back from them and its yours to do whatever you like. Someone with more legal/insurance expertise correct me if I'm wrong.

 

the accident was the other persons fault and he also had P.I.P......my main concern is the motor.....the can give me money and keep the car all im asking for is the motor cuz its goin in watever car i buy.....how long does it take 4 the insurance 2 usually pay back?

 

Just relax. Tell the insurance company that you want to buy your car back and go from there. Just don't let them lo-ball you. Do your hw, check KBB and see what your car's worth and it's usually around 10% of that price to buy it back.

 

If you do pull the motor, swap another one in there asap. It doesn't matter if it works or not, just get the motor in that car.

 

hey when my hatch got totaled and it had a gsr and some jdm stuff inside with some rims I got like $4800 for the car from insurance. At first they wanted to give 2000 but I showed receipts of **** that was in there and made them pay me what I deserve. I was also able to buy my car back for only $100

 

i have cf hood and ctr headlights but i dont have reciepts cuz i bought it locally from people.....but i do have reciepts for my motor.....i was thinking 2 switch the motor and put a blown stock sohc butttttttt they took piks of it so i dunno if i should risk it....its a 96 dx do u think ill get like 3.5k or 4k?

 

just remember as long as you have the title you can still decide! they cant just take the car without the title, its considered stealing....

 

dont take motor if they took pics. They'll bust you on that. Just try to buy it back for cheap.

 

well 2morrow im taking my motor out and puting a blown sohc in there and painting the valve cover red 2 play it off a bit....do i have 2 call the insurance and tell them i wanna buy it back or do i wait 4 them 2 come 2 my house?

 

call your adjustor and tell him you want to buy it back for cheap. If not they wont tel you.

 

The risk of insurance fraud isn't worth even a K-series. Here's how the buy-back usually works. The adjuster took some pics and he/she will contact local salvage yards for a bid on the totaled car. As someone mentioned YOU have first dibs, they can't just take the car. They will usually average the bids for your buyout. Most insurance companies will just take that off the top of the check they cut you. Usually not more than $500 or the type of vehicle we are talking about..

Contact them or wait until they contact you and make sure to tell them you will be buying the car back. Just wait until the whole matter is settled before pulling the engine. From there strip the whole car of any usable parts and have a junk yard take the shell away. If you strip it this may cost you a few bucks, otherwise remove all VINs and push the junk shell down the street somewhere, the city will eventually pick it up. Just kidding on that last one.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by hialeahzbg &raquo;</TD></TR><TR><TD CLASS="quote">[B]my whole front is crashed and chassis bent....[B]</TD></TR></TABLE>

umm, am I the only one wondering if trying to spare this motor from a car that was just in a front end collision, this bad, is even worth it? does it still run, what can be saved from the motor?

 

It really is a case by case scenario here. **** even a side impact could mess **** up under the hood. On an old EJ I had years back someone whacked me in the drivers door pretty good. No damage on the front half of the door but it was enough of an impact to shove my drivers axel into the trans. Cracked the housing pretty bad too.

The only for sure way of knowing is if the car is still drivable, take it for a spin. Otherwise it all comes down to luck. Hope the LS/VTEC is still in good shape for ya though..

 

yea my motor still runs perfect.....i drove it and still pulls hard with the chassis bent....im goin 2 call the insurance and tell them i wanna buy it back.....i already took my motor out....i got 2 scared they will take it away with my motor even tho i have papers 4 it....so ill buy it back....hopefully they let me....its a 96 dx coupe with about 200,000 miles on it now....wat u think is book value of it and how much would it be 2 buy it back?

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by hialeahzbg &raquo;</TD></TR><TR><TD CLASS="quote">yea my motor still runs perfect.....i drove it and still pulls hard with the chassis bent....im goin 2 call the insurance and tell them i wanna buy it back.....i already took my motor out....i got 2 scared they will take it away with my motor even tho i have papers 4 it....so ill buy it back....hopefully they let me....its a 96 dx coupe with about 200,000 miles on it now....wat u think is book value of it and how much would it be 2 buy it back?</TD></TR></TABLE>It's not based on any book value, its based on bids from salvage yards like I mentioned in a previous post. Probably like $400 for my best guess.. Don't be so paranoid, they can't take what is yours.

 

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by junior40er &raquo;</TD></TR><TR><TD CLASS="quote">hey when my hatch got totaled and it had a gsr and some jdm stuff inside with some rims I got like $4800 for the car from insurance. At first they wanted to give 2000 but I showed receipts of **** that was in there and made them pay me what I deserve. I was also able to buy my car back for only $100 </TD></TR></TABLE> by the way it was an eg hatch and I still made them cough up money. It did help having a lawyer in the family to do some "we'll take you to court and ask for double" move.