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Insurance is Giving Me $391 per ITR Wheel...Can I Get Something Else?

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Old Feb 13, 2002 | 07:46 AM
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Default Insurance is Giving Me $391 per ITR Wheel...Can I Get Something Else?

For those of you that don't know, I got in an accident this past weekend. Got my estimate today and I have to get two of my rims replaced, among other things. It doesn't seem like they're bent so I'd like to keep them for winter use instead. A set of Kosei K1's (16x7.5") rims will total $672 shipped so I was planning to allocate the money to the Koseis instead. Are there any legal implications to this?
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Old Feb 13, 2002 | 07:56 AM
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Default Re: Insurance is Giving Me $391 per ITR Wheel...Can I Get Something Else? (CPR)

For those of you that don't know, I got in an accident this past weekend. Got my estimate today and I have to get two of my rims replaced, among other things. It doesn't seem like they're bent so I'd like to keep them for winter use instead. A set of Kosei K1's (16x7.5") rims will total $672 shipped so I was planning to allocate the money to the Koseis instead. Are there any legal implications to this?
It's your money...use it how you would like....and that's what I'd be doing.
Austin
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Old Feb 13, 2002 | 07:57 AM
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Default Re: Insurance is Giving Me $391 per ITR Wheel...Can I Get Something Else? (CPR)

They'll probably just cut you a check.

It's up to you if you want to:
A- repair your rims and pocket the difference
B- buy new ITR rims
C- buy aftermarket rims

Your cash, your decision.
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Old Feb 13, 2002 | 08:00 AM
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Default Re: Insurance is Giving Me $391 per ITR Wheel...Can I Get Something Else? (Mike K)

Ok, good ****. They're going to cut me a check once I decide what body shop to bring it to. I just wasn't sure if I could tell the body shop to not replace the wheels since it will be part of the list that I hand over to them. Thanks for the input.


[Modified by CPR, 12:01 PM 2/13/2002]
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Old Feb 13, 2002 | 08:09 AM
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Default Re: Insurance is Giving Me $391 per ITR Wheel...Can I Get Something Else? (CPR)

That might create some complications. If the body shop is getting their work order from your ins. co. then they may want to perform the work. But, if your ins. co. is handing you the check, then it is up to you. It depends on how the body shop wants to handle it. If they are getting paid from your ins. co. and they find additional damage during the repair, they will get the money from them. But if you receive a check, and additional work is needed, you will have to pay for it, then fight with your ins. co. to get reimbursed.

The payment from your insurance company is to reimburse you for the lost value of the damaged property. What you decide to do with the money is up to you. If you can live with the loss in value of your property, and you want to take the money to Vegas, then that is your perogative.
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Old Feb 13, 2002 | 09:38 AM
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Default Re: Insurance is Giving Me $391 per ITR Wheel...Can I Get Something Else? (Floyd)

The payment from your insurance company is to reimburse you for the lost value of the damaged property. What you decide to do with the money is up to you. If you can live with the loss in value of your property, and you want to take the money to Vegas, then that is your perogative.
Only if the car is paid off. If it's not paid off, the leinholder is going to want it fixed. After all it is thier car too. Most insurance companies will write the check to you and your loan company. You'll have to either get the car checked out by them or have the shop fax them a copy of the bill before they'll endorse the check.
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Old Feb 14, 2002 | 02:06 AM
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Default Re: Insurance is Giving Me $391 per ITR Wheel...Can I Get Something Else? (CPR)

was thinking of getting some 17" OZ rims 'Super Leggra' 4 mine ?? have you seen them ?? wot dyo think ??
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