I'm a 17 year old male (I know that alone jacks up my insurance prices) and i recently purchased a 94 ex 5 spd coupe. I called my provided to begin coverage and my payments are going to be $1900/6 mos.

That seems very high to me. Is there anyone out there in my age group the could maybe tell me ways to get that down or insurance providers that are cheaper?
Thanks!

 

god damn thats high. i was paying 260 on my 99 si. im 19 with 2 wrecks and a ticket on my record. im only paying 160/mo on my 94 Ej Ex.

is your car hybrid? if so did u tell them? what options did u choose for your insurance?

 

200-240

 

Im 18 and male with no wrecks and one ticket and I pay around 94 a month for full coverage for my 92 civic lx. <g even tho I just noticed you were talking about a ej


[Modified by TheFLY, 5:02 AM 12/27/2001]

 

Holy **** man you're getting raped! Cant you go through your parents or check into a different company? Civics are cheap as hell for insurance cuz all the companies look at is engine size. I pay under 90 a month for full coverage.

 

Ouch!!

Boy am I glad I'm not 17 anymore......no offense.

I pay about $650 a year full coverage on my 95 EJ1

 

In answer to all of your questions:

spankaveli: No I'm not hybrid YET (give it a week). I don't plan on telling them. This is with full covereage.

Special_Ex: I am going through my parents(both over 50 with PERFECT driving records). I checked with geico and they gave me about the same estimate. I think the problem is that we have 5 cars and 5 drivers in my family..?..?

In conlcusion, this blows a fat one because I only paid $4k for the car, and by the end of the year i will have that in insurance.
If anyone knows off hand any insurance companies i would like to know so i can give them a call. I told my parents for that price, i could have bought a stricktly drag car and just used it at the track!

Thanks people!.

 

Go out on your own with the insurance..... 21st century, progressive, shop around. ANyone in your family in the military? If so, http://www.usaa.com I pay 145 a month for two EJ's (00 HX and 97 EX) and 20,000 renters insurance. Oh yeah 250 deductable.

 

Spade : I called progressive, they were a lot higher. I will check out 21st century. My dad was in the coast guard for two days! He got discharged because of allergies though so i dont think that qualifies.

 

Sorry, they have to be active military.....I luckly found out before I got out and once you are in, your in.......hmmmmm, ever think about the military J/K.

 

Could you guys just list the companies you have?

 

damn thats alot man! i called my insurance last week cuz i was bout to get a 95 ex, they said it would cost about 700$ full coverage. im 17 also btw! but i told them my dad would be the main driver. this was with gieco! hope things work out for you

 

plus i thought insurance in FL was cheaper than anywhere else? was i mislead?

 

i was with AAA and they canceled me after i got probation. i was paying 180 for my eg dely. then i got the hatch and had some lame *** unknown comapny charge me 240 per month.

haha state farm quoted me (with "my driving record" and "age") $9500 for one year.

hahahahahahaha

 

I think i found the problem. My family has 5 cars and 5 drivers now and i think thats just too much for MetLife to handle? Anyone else had this problem?

 

With that many cars , I figured that you guys would get a group discount. Another way of getting it cheap, of course depending on your insur. company, is to take drivers ed, security system, have antilock brakes, maybe if you could put the insurance under your mom or dad's name and include you as a driver. Just a suggestion , sometimes this doesn't work, but hey, worth a try. I paid $850 a year for full coverage, car was paid for in cash, it was a brand new 91 nissan maxima, clean record, under my dad's name and mine as the driver.

 

Everyone keeps saying "under my parents name" but i think thats how it is. Im not going out on my own insurance, im adding a car to the policy im already insured under.

 

Yeah I tried doing that to, the insurance company was going to rape me for around that same quote that they gave you, I save a ton of money going through my parents, and used the money that I saved towards car parts and had some money left over in case my car broke.