Acura Integra All Integra Except ITR

INSURANCE ?S

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Old Oct 20, 2004 | 11:38 AM
  #1  
b18c 94's Avatar
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Default INSURANCE ?S

ok check this out, my friend had a integ rs 94 that he wrecked that he just put a jdm gsr into. the wreck was a total loss, so of course hes gonna buy the car bck from the salvage bc of that motor. now he is debating whether or not if he should tell the estimater about the motor bc he know for sure that it will increase the value which means hell get even a bigger check from the insurance. however it will also increase the salvage vaule but the diff. is still worth it. now even though the insurance knows he had that motor they cant increase his insurance premiums or whatever bc they dont know if hell keep the motor or sell it after he buys it from the salvage right? basically he doesnt wanna tell the insurance about the motor if there is any chance they increase his premiums, but he does know for sure he will get a bigger check if he tells them about the motor. they wont know if he still has it or not rihgt?
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Old Oct 20, 2004 | 12:13 PM
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njandrewg's Avatar
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Default Re: INSURANCE ?S (b18c 94)

most insurance don't cover mods...when I totalled my type S they didn't give any money for aftermarket stuff.
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Old Oct 20, 2004 | 02:47 PM
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Default Re: INSURANCE ?S (b18c 94)

depends on the insurance company, some cover aftermarket parts up to a certain amount, or sometimes you can purchase extra insur for aftermarket parts.....your friend needs to talk to someone that works for his insur company.
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Old Oct 21, 2004 | 10:21 AM
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b18c 94's Avatar
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Default Re: INSURANCE ?S (njandrewg)

like i said he knows for sure they will increase the value of the car bc of that gsr motor out of a rs car
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Old Oct 21, 2004 | 11:42 AM
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Default Re: INSURANCE ?S (b18c 94)

i'd tell them about it...because the salvage yard will def know that its a different motor...so might as well cash in on it...cuz at salvage value shouldn't raise that much
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