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06-19-2019, 05:47 PM
Replies: 9,956
Views: 390,279
Posted By njn63

Re: *The Official Politics Thread Version 32*

Since when is International Women's Day and HeForShe a celebration of abortion? And why would the actions of a privately owned building represent the views of the Democratic platform?


And...
06-14-2019, 05:24 AM
Replies: 95
Views: 3,564
Posted By njn63

Re: What should I know about buying a house and when should I start looking?

What are the taxes and other assumptions in that mortgage calculation? Monthly payment seems high but I don't know your area well. Our mortgage is less than that with a higher amount of principal,...
06-10-2019, 06:08 PM
Replies: 9,956
Views: 390,279
Posted By njn63

Re: *The Official Politics Thread Version 32*

How many people at the reunion could articulate any of Biden's policy positions?

Biden seems to lead on name recognition and that's it. The closer we get to Iowa, the less solid his lead looks.
06-10-2019, 05:59 PM
Replies: 95
Views: 3,564
Posted By njn63

Re: What should I know about buying a house and when should I start looking?

If you can do the duplex (or more) thing, it's pretty solid. Yes you have to deal with renters but generally that rent should nearly cover the entire mortgage.

Overall house buying advice:...
06-10-2019, 02:36 PM
Replies: 1,673
Views: 52,544
Posted By njn63

Re: The Official Formula 1 2019 Season Thread

Happens all the time and it's considered a racing incident.
06-09-2019, 12:20 PM
Replies: 1,673
Views: 52,544
Posted By njn63

Re: The Official Formula 1 2019 Season Thread

The best part of the race:
https://images.cdn.circlesix.co/image/1/1000/0/uploads/posts/2019/06/28ec154611274bd7b21a4b758bfe8ba2.jpg
06-02-2019, 12:42 PM
Replies: 653
Views: 29,453
Posted By njn63

Re: Savings challenge: $100k in five years.

Most that talk about living on 25k a year have paid off houses. That changes the math quite a bit and make it way more realistic.
05-31-2019, 05:16 AM
Replies: 653
Views: 29,453
Posted By njn63

Re: Savings challenge: $100k in five years.

Can you split your direct deposit? If so, you can use that to put savings into a separate account in a similar fashion. This is especially effective if it's a completely separate bank so it's not...
05-27-2019, 05:09 AM
Replies: 7
Views: 767
Posted By njn63

Re: OBD0 PIN Connector

Which connector are you looking for? They're pretty standard and you can buy brand new ones easily.
05-27-2019, 05:05 AM
Replies: 1,673
Views: 52,544
Posted By njn63

Re: The Official Formula 1 2019 Season Thread

I was waiting for a repeat of this. Good to see Max has matured some
https://www.youtube.com/watch?v=Ce4r2nSnmyU
05-23-2019, 02:45 PM
Replies: 653
Views: 29,453
Posted By njn63

Re: Savings challenge: $100k in five years.

That doesn't change the math.

100k mortgage, 4 percent:
Scenario 1, paying $100 extra a month towards mortgage results in a balance of $83,845.15 after 5 years.
Scenario 2, paying the minimum...
05-23-2019, 02:12 PM
Replies: 81
Views: 4,550
Posted By njn63

Re: Illiniois the worst state in the world

https://www.redfin.com/MN/Rochester/834-13th-Ave-SE-55904/home/72181264#public-records

I don't know where you've lived but the Rochester market looks neither inflated nor high tax. My property...
05-23-2019, 09:46 AM
Replies: 653
Views: 29,453
Posted By njn63

Re: Savings challenge: $100k in five years.

200k mortgage with 200k in an investment account is nearly the same thing as paid off. You're just trading a little bit of risk for the hope the market outpaces that 3.xx% mortgage rate (which it...
05-23-2019, 04:58 AM
Replies: 653
Views: 29,453
Posted By njn63

Re: Savings challenge: $100k in five years.

I'm in this boat as well. Would pay it off before pulling the trigger on an early retirement but otherwise the mortgage is staying and I'm investing the money that would be paying it down.

Tax...
05-21-2019, 07:14 PM
Replies: 653
Views: 29,453
Posted By njn63

Re: Savings challenge: $100k in five years.

200k isn't very impressive. Max your 401k for 7 years with a normal match and average market returns and you'll have that. :shrug:
05-21-2019, 05:50 PM
Replies: 653
Views: 29,453
Posted By njn63

Re: Savings challenge: $100k in five years.

I don't have much practical advice to add to the relationship discussion but I hope it all works out. :beer:

Why would you pay off the mortgage before getting out of debt? A mortgage is generally...
05-21-2019, 03:39 PM
Replies: 81
Views: 4,550
Posted By njn63

Re: Illiniois the worst state in the world

Counterpoint: The southern US. Throw a dart in that area and you'll hit a state that ranks in the bottom 5 in education, income, and a bunch of other statistics.

Illinois has ridiculous property...
05-19-2019, 06:36 PM
Replies: 9,956
Views: 390,279
Posted By njn63

Re: *The Official Politics Thread Version 32*

HIPAA vs something that could save a fair amount of lives. I hate to loosen HIPAA laws but I think a good case could be made.

Even if it lowered the suicide rate 2%... that would be saving more...
05-19-2019, 11:32 AM
Replies: 9,956
Views: 390,279
Posted By njn63

Re: *The Official Politics Thread Version 32*

33,000 gun deaths a year and you're focusing on less than 1% of those cases. I can't imagine why they don't believe you're trying to save lives instead of using an event as a political opportunity....
05-14-2019, 02:09 PM
Replies: 9,956
Views: 390,279
Posted By njn63

Re: *The Official Politics Thread Version 32*

Fully cooperating with the investigation just like his daddy.
05-13-2019, 04:19 PM
Replies: 9,956
Views: 390,279
Posted By njn63

Re: *The Official Politics Thread Version 32*

You know who always wins in a war? The citizens.

Ross or FrreeeBird? :P
05-13-2019, 11:45 AM
Replies: 9,956
Views: 390,279
Posted By njn63

Re: *The Official Politics Thread Version 32*

Important distinction: Manufacturing is not dead in the US as manufacturing output is near record highs. Manufacturing jobs have declined as positions got automated out of existence.

Tariffs might...
05-09-2019, 05:28 AM
Replies: 56,689
Views: 1,515,377
Posted By njn63

Re: OFFICIAL WINDOW SHOPPER CAR THREAD

Not poor, just acting like it. :P
05-08-2019, 06:22 PM
Replies: 56,689
Views: 1,515,377
Posted By njn63

Re: OFFICIAL WINDOW SHOPPER CAR THREAD

I've owned a EF hatch and 3 CRXs and I never bought another after I got a Miata. The only justification for an EF over a Miata is practicality and styling. Driving dynamics and suspension design...
05-04-2019, 08:57 AM
Replies: 529
Views: 24,270
Posted By njn63

Re: Amazon's warehouse-worker tracking system can automatically fire people without a

There is plenty of bad info on the internet but the worst case with bad retirement info seems to be advice to save too much. (most retirement calculators are based on income and assume you spend...
Showing results 1 to 25 of 489
 


 
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