BeBe

I'm sure some of you have cars with a salvage title and I am wondering how does insurance work with that? I am looking to but a 99-00 Civic and have come across a lot of civics with salvaged titles that have been restored and look original. I am worried about insurance though, I have AAA.

Can you get full coverage? Extra fees?

Basically how is it different from a clean title car being insured.

Thanks

sohcvtec1995

Call your insurance up and ask them. All companys are different. Most will still accept salvaged titled cars as long as they meet certain specs. Just make sure you dnt pay full price for a salvaged car. Cause it is always going to be a salvaged car no matter what you do.

BeBe

Ya definetly, thanks. Anyone have a salvaged car?

JDMisGOOD

i have owned many salvage titled cars...as long as the are repaired and inspected your insurance will be the same!

JonGP4

most companies will not insure salvage title cars.. or if they do, they only will insure liablity.. if you do find a company to insure the full coverage expect to pay alot more.. cuz if it gets hit again it could cause alot more damage..
main thing that sucks about salvage cars is the resell price is alot lower, because NO banks will lend money out on a salavge car.. so you have to pay it in cash

Phantastic

if u get the car inspected and fixed everything will be ok i just sold my civic with a salvage title b/c i didn't want to deal with the paper work to get it back on the road

JDMisGOOD

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by JonGP4 &raquo;</TD></TR><TR><TD CLASS="quote"> because NO banks will lend money out on a salavge car.. so you have to pay it in cash</TD></TR></TABLE>

Thats BS...as long as the car is repaired and passes state inspection its like a normal car...it just has a "history"

beandip

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by JDMisGOOD &raquo;</TD></TR><TR><TD CLASS="quote">

Thats BS...as long as the car is repaired and passes state inspection its like a normal car...it just has a "history"</TD></TR></TABLE>

Well shoot, just because my booty call has a "History" all that means is that I know she can handle it ALL!!!!

EK k kay

My 99 hatch has a salvage title. Geico insures it with no extra fees or anything.

JonGP4

NOT BS, at least in TX.. My dad is a dealer.. has tryed to sell salvage cars, and they never sold because no bank would ever finance them

kKdARIAN

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by JonGP4 &raquo;</TD></TR><TR><TD CLASS="quote">NOT BS, at least in TX.. My dad is a dealer.. has tryed to sell salvage cars, and they never sold because no bank would ever finance them</TD></TR></TABLE>

i've heard the SAME thing.. I also am in texas and have been deined a loan on a salvaged title before'

jaM3s Bond

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by JDMisGOOD &raquo;</TD></TR><TR><TD CLASS="quote">

Thats BS...as long as the car is repaired and passes state inspection its like a normal car...it just has a "history"</TD></TR></TABLE>

In CA its not BS.

Banks will NOT finance cars with a salvage titles. Well atleast any bank worth getting a loan from will not. There may be a bank or 2 out there that will but I'm sure if they did you would pay a serious high APR and have to have lots o money down.

99.9% of insurance companys will not offer FULL COVERAGE on a salvage car. You can however get 1 way (liability) on a salvaged title car.

I used to work for AIS, we delt with over 80 insurance companys, so I know what I be saYin y0

BeBe

Ya I don't want to go through all that trouble when I can just buy a car with a clear title for a little more.. thanks a lot

NR_hatch

i got a slavaged 99 hatch and it was cheaper to license and register than normal, im in washington i dont know if that applies any where else, and yes i have full coverage on my hatch...salvage is fine. keep um high