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Honda Civic / Del Sol (1992 - 2000) EG/EH/EJ/EK/EM1 Discussion

insurance question

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Old 06-14-2006, 07:41 PM
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im 17, want to get a car, have enough money for a car....but the only thing stopping me is insurance i have a job, not alot of hours but im probably going to be getting more now that im out of school for the summer, ok if i get insurance and i loose my job will i be able to cancle my insurance at any time if i loose my job or just if i want to cancle it for the winter but my main concern is so it wont fall back on my parents thats there main reson for not letting me get a car bcuz there afraid if i loose my job my insurance will fall back on them.
Old 06-14-2006, 07:46 PM
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Default Re: insurance question (dan4)

You should really call your insurance company about this. However, with my insurance (Farmers) I can change, cancel, do anything I want with my policy anytime I want. Since I pay every 6 months, I would just get a prorated check back for whatever I didn't use.
Old 06-14-2006, 08:03 PM
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ok, and also what kind of things on a car help lower car insurance even tho its a almost DEFINATE im getting a EG
Old 06-14-2006, 08:06 PM
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Default Re: (dan4)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by dan4 &raquo;</TD></TR><TR><TD CLASS="quote">ok, and also what kind of things on a car help lower car insurance even tho its a almost DEFINATE im getting a EG</TD></TR></TABLE>

Student discount, multiple cars on the premium, ABS (it lowers mine), also if your insurance company does more than just car insurance (home, life, etc) if you have any of those covered, usually you get a discount as well.
Old 06-14-2006, 09:24 PM
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well your insurance is going to be high no matter what. but take as many drivers courses as possible. if you get a eg get the worst model ever. also depending on if you get bare minume or full coverage, a alarm lowers it, if you park in a garage at home it lowers it. the amount of miles you estimate you are going to drive lowers it.(lower the better) your zip code plays a roll aswell. there are alot of things that help. But your insurance company wont tell you.
Old 06-14-2006, 09:27 PM
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another thing that lowerd it for me was good school grades. i got a huge discount for that like $275 off my yearly amount.
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