Avenged7x

Thx for all your replys and help, but want it deleted now for certain reasons =P

Modified by Avenged7x at 10:19 PM 5/21/2005


Modified by Avenged7x at 10:20 PM 5/21/2005

RyanEJ8

They still have to cover the car, but not any mods.

NewportSI

When i got into an accident with my si, they replaced my aem intake no questions asked, not a huge deal being only an intake but figured i would throw it in there seeing its a mod

RyanEJ8

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by NewportSI &raquo;</TD></TR><TR><TD CLASS="quote">When i got into an accident with my si, they replaced my aem intake no questions asked, not a huge deal being only an intake but figured i would throw it in there seeing its a mod</TD></TR></TABLE>

Some will, but they are not required to.

beepy

All insurance companies will cover modifications assuming you inform them ahead of time and possibly allow them to adjust your premiums.

Muckman

iTrader: (2)

Not all of them. Some companys will not even insure you if they are aware of any performance mods. To know for sure you should call your company and ask "hypothetical" questions.

I have all my mods covered with 10k of additional insurance, through Progressive.

Avenged7x

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Modified by Avenged7x at 1:18 PM 5/22/2005

Rod.

are you talkin bout when you total your car and they send you a check. In that case when I wrecked my car...i had a swap, 5 speed conversion and turbo. I told them what I had and the guy said take everything off that I want to keep .

Avenged7x

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Modified by Avenged7x at 1:18 PM 5/22/2005

LVB18Civic

Depends on the insurance company. My friend just got into an accident and they considered his hatch totaled. It was just some busted headlights and a bent core support. He bought it back for $200 and it still had the motor and supercharger.

Avenged7x

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Modified by Avenged7x at 1:18 PM 5/22/2005

LVB18Civic

After the $200 for buying the car back and his deductible he got $1500. (90 si)

Soon_2b_evil

what i was told by a friend that works for one, is whenever you get your car done to call them and tell them to send a adjuster to revalve or reappraises the car and when thats done whatever you car is valved at they cover. Thats what im going to do when my car is done anyways.

Muckman

iTrader: (2)

<TABLE WIDTH="90%" CELLSPACING=0 CELLPADDING=0 ALIGN=CENTER><TR><TD>Quote, originally posted by Avenged7x &raquo;</TD></TR><TR><TD CLASS="quote">ya i tried asking the insurence co without actually saying what i have. they said as long as i have reseats they will cover everyhting.. unless i go totally overboard like with a 10g paint job (she used some guy with a pt cruiser as an example).</TD></TR></TABLE>

That sounds very fishy to me. Im a **** when it comes to interacting with customer support. I once called my old insurance company and asked them the very same question and received the very same answer. A few months later I had to make an addition to the policy and decided to asked the same question again to double check. This time I got a definite NO. So I called back a 3rd time and talked to another rep. I got another NO but I pressed harder and made them confirm their answer with their supervisor. This time they said they could but for a fee. They would have to work up a quote and get back to me. Strange how the answer changes with each person you talk to.

And thats what I find with basically every company. Make sure you get that in writting before you think your covered. Because when it comes time to claim those mods the insurance company is going to claim ignorance in regards to that phone call and say they dont cover mods.

wantboost

iTrader: (2)

i have my 99si insured for full value plus 10,000 in aftermarket parts. they fix anything no-questions asked.... even when the tow truck ripped my bodykit off. repainted my whole car

cum dumpster

Insurance dropped me when I told them I had a turbo... now I don't have any

Rod.

i would take the turbo and motor. Give them the shell. I gave my insurance my car stripped with one rim and rest of steelies. My roof had a dent and side had a pretty big dent. I was very surprised that I got 6,000+ from a Honda civic dx