What happens when you deposit a check through ATM but forget to Endorse it? - Honda-Tech

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What happens when you deposit a check through ATM but forget to Endorse it?

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Old 09-15-2007, 03:29 PM   #1
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Default What happens when you deposit a check through ATM but forget to Endorse it?

So yeah i just did that. Will they send the check back to you?
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Old 09-15-2007, 03:30 PM   #2
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Default Re: What happens when you deposit a check through ATM but forget to Endorse it? (immalooser)

They have people specifically hired to forge your check in case something like this happens.


So no, it won't be sent back to you.
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Old 09-15-2007, 03:32 PM   #3
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Default Re: What happens when you deposit a check through ATM but forget to Endorse it? (micha)

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They have people specifically hired to forge your check in case something like this happens.

WHAT?!?!?!?!?!?

That is the best skill to have.
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Old 09-15-2007, 03:32 PM   #4
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Default Re: What happens when you deposit a check through ATM but forget to Endorse it? (immalooser)

they won't send it back. call the bank.
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Old 09-15-2007, 03:36 PM   #5
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Default Re: What happens when you deposit a check through ATM but forget to Endorse it? (7H ^H 77l)

If they bank with us we stamp the back. If they do not bank with us it gets sent back.

If you want to get the check back you can call the bank when they open and go over and sign it. We normally do the atm within 20 of opening the bank.
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Old 09-15-2007, 04:09 PM   #6
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Default Re: What happens when you deposit a check through ATM but forget to Endorse it? (.Kevin.)

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Originally Posted by .Kevin.
If they bank with us we stamp the back. If they do not bank with us it gets sent back.

If you want to get the check back you can call the bank when they open and go over and sign it. We normally do the atm within 20 of opening the bank.
well problem is that i deposit on a saturday after the bank closed. so i'll have to wait till monday?
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Old 09-15-2007, 05:14 PM   #7
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Default Re: What happens when you deposit a check through ATM but forget to Endorse it? (immalooser)

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Originally Posted by immalooser

well problem is that i deposit on a saturday after the bank closed. so i'll have to wait till monday?
go in when they open up on monday so you can be there when they are checking the atm. you can probably just sign it then and be done with it. if not, then good luck son. some banks keep the freaking things and dont notify you....then the fun with the employer begins...trying to get another check that is haha.
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Old 09-16-2007, 08:27 AM   #8
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Default Re: What happens when you deposit a check through ATM but forget to Endorse it? (stackz)

You'll be fine.

Bank of America lost 2 of my checks after I deposited them- then they proceeded to harass me for 4 months to tell them who the checks were from.

They lost out on the 100 or so dollars, and a few weeks later they installed new ATM's that scan the checks.

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Old 09-16-2007, 08:56 AM   #9
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USBank just deposits them in my case
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Old 09-16-2007, 08:59 AM   #10
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Default Re: What happens when you deposit a check through ATM but forget to Endorse it? (stackz)

i did this one time. i deposited it in the ATM. accidently didn't sign it. i went inside and the lady was like "happens all the time, don't worry, we're gonna deposit it into your account anyway "
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Old 09-16-2007, 09:45 AM   #11
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Default Re: What happens when you deposit a check through ATM but forget to Endorse it? (solbrothers)

I did this for a while at BofA when I started working back in highschool. It just went through to my checking account after about 3 days.
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Old 09-16-2007, 09:46 AM   #12
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Default Re: What happens when you deposit a check through ATM but forget to Endorse it? (jokercykoe)

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I did this for a while at BofA when I started working back in highschool. It just went through to my checking account after about 3 days.
yep i have bankofamerica too
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Old 09-16-2007, 10:39 PM   #13
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i never endorse checks at atm always go through fine
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Old 09-17-2007, 12:15 AM   #14
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the people who empty out the atms scratch your name out and make the check payable to themselves...then proceed to deposit the check into their accounts
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Old 09-17-2007, 12:40 AM   #15
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you only have to sign it if you want cash back.
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Old 09-17-2007, 06:51 AM   #16
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Default Re: (YeuEmMaiMai)

If they are made out to you they will stamp and deposit them.
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Old 09-17-2007, 08:46 PM   #17
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Default Re: (Type X)

Quote:
Originally Posted by Type X
If they are made out to you they will stamp and deposit them.
Not exacly. The stamp we use basically states that this check is being deposited into an account at our bank. That is why we can not use it on non customers.

You can put a check through and it may or may not get sent back. It really depends on the bank that the check is drawn on.

Quote:
Originally Posted by strictly.business
you only have to sign it if you want cash back.
Not true. They can still be returned. You also don't technically have to sign. I miss checks that are cashed and not signed and just stamp them, there has not been one to come back..

Quote:
Originally Posted by locass316
i never endorse checks at atm always go through fine
Your bank must hate you. We always wonder wtf is so hard to sign a back of the check and do the right math when you enter the check into the atm.
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Old 09-17-2007, 09:47 PM   #18
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they shred it
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Old 09-17-2007, 11:42 PM   #19
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Default Re: (vietnamezerice)

i have done it in the past quite a few times and nothing happens.
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Old 09-18-2007, 12:09 AM   #20
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Default Re: (Rednas)

Most likely nothing. It depends on who the check is drawn on, if it's drawn on a bigger bank it will clear just fine.

You could deposit a 5,000 check that isn't signed or endorsed and BofA will still pay it. They don't check for jack.
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